4397 N Thomas Rd, Bloomington, IN 47404 Property Records

Monroe County property record for 4397 N Thomas Rd, Bloomington, IN 47404

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,736 sqft · built 1973
Lot Size1.71 acres (74,488 sqft)
OwnerIndividual Name on Record
Last Sale$249,300 (Jun 2020)
Tax Bill$1,719 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN007-22290-00

Property Details

APN / Parcel Number

Primary APN007-22290-00
Alternative APN
  • 53-04-16-400-020.000-011

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,736 sqft Living Area
1st Floor Area1,736 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1990
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area74,488 sqft (1.71 acres)
TerrainHigh
Garage TypeMixed
Garage Area1,198 sqft
Parking Spaces4 Parking Spaces
Pool TypeAbove-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number007-22290-00
Street Address4397 N THOMAS RD
CityBLOOMINGTON
StateIN
Zip47404-9057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeER
Legal DescriptionPT NE SE 16-9-2W 1.71A
JurisdictionMONROE IN
Township / Civil DivisionRICHLAND
Census Block Group1
Census Block1009
Census Tract1301

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4397 N THOMAS RD, BLOOMINGTON, IN 47404-9057
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2020 · Amount on Record
Deed SaleJun 5, 2020 · Amount on Record
Prior SaleMar 29, 2016 · Amount on Record
Deed Document Number20208126
Record UpdatedSep 20, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IN
Recording DateJun 5, 2020
Property Address4397 N THOMAS RD, BLOOMINGTON, IN 47404-9057
Document Number2020008126
Instrument DateJun 1, 2020
Instrument2020008126
Transaction TypeTransfer
Record UpdatedJun 12, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4397 N THOMAS RD, BLOOMINGTON, IN 47404-9057

Mortgage

Document Number2020008127
DateJun 5, 2020
Instrument2020008127
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMonroe County
County SubdivisionRichland Township
Unified School DistrictRichland-Bean Blossom Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,719.00 (-5.29%)$238,500 (+8.02%) Land $53,600 Building $184,900$238,500 (+8.02%) Land $53,600 Building $184,900
2024$1,815.00 (-0.11%)
2023$220,800 (+2.94%) Land $42,800 Building $178,000$220,800 (+2.94%) Land $42,800 Building $178,000
2022$1,817.00$214,500 Land $42,100 Building $172,400$214,500 Land $42,100 Building $172,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2013–2021)
Most Recent ClaimJun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELLETTSVILLE WATER WORKS
serves 14,500 people · EPA ID IN5253004
Water SourcePurchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State InspectionOct 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Smithville Communications
Fiber
1,000 / 1,000
South Central Indiana REMC
Fiber
1,000 / 1,000

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