Monroe County property record for 4490 N Thomas Rd, Bloomington, IN 47404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,824 sqft · built 1958 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $176,000 (May 2014) |
| Tax Bill | $1,822 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-18660-00 |
| Primary APN | 007-18660-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,824 sqft Living Area |
| 1st Floor Area | 1,824 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Terrain | High |
| Garage Type | Carport |
| Garage Area | 864 sqft |
| Carport | Carport |
| Carport Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 007-18660-00 |
|---|---|
| Street Address | 4490 N THOMAS RD |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47404-9657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ER |
| Legal Description | PT SW 15-9-2W 2.00A |
| Jurisdiction | MONROE IN |
| Township / Civil Division | RICHLAND |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 1304 |
4490 N Thomas Rd is owned and occupied by an individual who bought it in May 2014.
Source: Monroe County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4490 N THOMAS RD, BLOOMINGTON, IN 47404-9657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAND-HOME FINANCIAL SERVICES |
| May 6, 2020 | Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2014 · Amount on File |
| Deed Sale | May 20, 2014 · Amount on File |
| Prior Sale | Mar 4, 2013 · Amount on File |
| Deed Document Number | 20145926 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 4490 N THOMAS RD, BLOOMINGTON, IN 47404-9657 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2020001026 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 2020001026 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | CONCORD, CA 94520 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 4490 N THOMAS RD, BLOOMINGTON, IN 47404-9657 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2020006357 |
|---|---|
| Date | May 6, 2020 |
| Instrument | 2020006357 |
| Name | INDIANA UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Address | BLOOMINGTON, IN 47401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 5, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 4490 N Thomas Rd was $1,822, down 7.6% from the year before.
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Richland Township |
| Unified School District | Richland-Bean Blossom Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,822.00 (-7.56%) | $249,500 Land $55,000 Building $194,500 | $249,500 Land $55,000 Building $194,500 |
| 2024 | $1,971.00 | ||
| 2023 | $236,400 (+0.42%) Land $44,000 Building $192,400 | $236,400 (+0.42%) Land $44,000 Building $192,400 | |
| 2022 | $2,088.00 | $235,400 Land $43,000 Building $192,400 | $235,400 Land $43,000 Building $192,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4490 N Thomas Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4490 N Thomas Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELLETTSVILLE WATER WORKS serves 14,500 people · EPA ID IN5253004 |
|---|---|
| Water Source | Purchased surface water from CITY OF BLOOMINGTON UTILITIES |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Smithville Communications Fiber | 1,000 / 1,000 |
| South Central Indiana REMC Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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