4227 N Thomas Rd, Bloomington, IN 47404 Property Records

Monroe County property record for 4227 N Thomas Rd, Bloomington, IN 47404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,472 sqft · built 1967
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Jun 2023)
Tax Bill	$1,527 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-11450-00`

Property Details

APN / Parcel Number

Primary APN	`007-11450-00`
Alternative APN	`53-04-16-400-008.000-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,472 sqft Living Area
1st Floor Area	1,472 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1980
Construction Type	Brick
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Terrain	High
Garage Type	Mixed
Garage Area	1,092 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	007-11450-00
Street Address	4227 N THOMAS RD
City	BLOOMINGTON
State	IN
Zip	47404-9218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER
Legal Description	PT NE SE 16-9-2W 1A
Jurisdiction	MONROE IN
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1009
Census Tract	1301

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4227 N THOMAS RD, BLOOMINGTON, IN 47404-9218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES STATE BANK
Jun 7, 2023	Personal Representative Deed, Transfer · Conventional Mortgage THE PEOPLES STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2023 · Amount on File
Deed Sale	Jun 7, 2023 · Amount on File
Deed Document Number	202349185
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	4227 N THOMAS RD, BLOOMINGTON, IN 47404-9218
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4227 N THOMAS RD, BLOOMINGTON, IN 47404-9218

Mortgage

Document Number	2023013701
Date	Nov 28, 2023
Instrument	2023013701

Lender

Name	THE PEOPLES STATE BANK
Type	Bank
Address	ELLETTSVILLE, IN 47429

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

June 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MONROE IN
Recording Date	Jun 7, 2023
Property Address	4227 N THOMAS RD, BLOOMINGTON, IN 47404-9218
Document Number	2023006154
Instrument Date	Jun 6, 2023
Instrument	2023006154
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4227 N THOMAS RD, BLOOMINGTON, IN 47404-9218

Mortgage

Document Number	2023006155
Date	Jun 7, 2023
Instrument	2023006155

Lender

Name	THE PEOPLES STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	8%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	8%
Max Rate At Change	10%
Index	1-Year T-Bill
Max Rate	14%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Richland Township
Unified School District	Richland-Bean Blossom Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,527.00 (-3.78%)	$218,900 (+10.06%) Land $50,000 Building $168,900	$218,900 (+10.06%) Land $50,000 Building $168,900
2024	$1,587.00 (+13.52%)
2023		$198,900 (+16.25%) Land $40,000 Building $158,900	$198,900 (+16.25%) Land $40,000 Building $158,900
2022	$1,398.00 (+2.87%)	$171,100 Land $40,000 Building $131,100	$171,100 Land $40,000 Building $131,100
2021	$1,359.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2013–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELLETTSVILLE WATER WORKS serves 14,500 people · EPA ID IN5253004
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000
South Central Indiana REMC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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