4395 Trista Bend, Excelsior, MN 55331 Property Records

Hennepin County property record for 4395 Trista Bend, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,553 sqft · built 2016
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$669,900 (Jun 2023)
Tax Bill	$6,923 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-117-24-24-0111`

Property Details

APN / Parcel Number

Primary APN	`34-117-24-24-0111`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,553 sqft Living Area
1st Floor Area	1,334 sqft
2nd Floor Area	1,219 sqft
Basement Area	1,369 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Roof Material	Wood
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	171 ft deep x 4.7 ft wide
View / Lot	Lake
Garage Area	744 sqft
Porch	Open Porch
Porch Area	133 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	4395 TRISTA BND
City	EXCELSIOR
State	MN
Zip	55331-2156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 005 BLOCK 014 B WOODLAND COVE N47X171X158X124
Legal Range	24
Legal Township	117
Legal Section	34
Legal Quarter	24
Legal Subdivision	WOODLAND COVE
Legal Block	14
Legal Lot Number	5
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETRISTA
Census Block Group	2
Census Block	2014
Census Tract	27703

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4395 TRISTA BND, EXCELSIOR, MN 55331-2156
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK
Jul 10, 2020	Deed of Trust, Construction Loan · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2023 · Amount on Record
Deed Sale	Jun 9, 2023 · Amount on Record
Prior Sale	Aug 26, 2016 · Amount on Record
Deed Document Number	202311206852
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jun 9, 2023
Property Address	4395 TRISTA BND, EXCELSIOR, MN 55331-2156
Document Number	0A11206852
Instrument Date	May 19, 2023
Instrument	A11206852
Transaction Type	Transfer
Record Updated	Jun 20, 2023
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,210.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4395 TRISTA BND, MINNETRISTA, MN 55331-2156

Mortgage

Document Number	0A11206853
Date	Jun 9, 2023
Instrument	A11206853

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4395 TRISTA BND, EXCELSIOR, MN 55331-2156
Document Number	0010835240
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4395 TRISTA BND EXCELSIOR MN 553312156, EXCELSIOR, MN 55331-2156

Mortgage

Document Number	0010835240
Date	Sep 8, 2020
Instrument	10835240

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2050

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Recording Date	Jul 10, 2020
Property Address	4395 TRISTA BND, EXCELSIOR, MN 55331-2156
Document Number	0010810496
Instrument Date	Jun 19, 2020
Instrument	10810496
Transaction Type	Construction Loan
Record Updated	Jul 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4395 TRISTA BND MINNETRISTA MN 553312156, MINNETRISTA, MN 55331-2156

Mortgage

Document Number	0010810496
Date	Jul 10, 2020
Instrument	10810496

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetrista City
Unified School District	Westonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,923.00 (+19.73%)	$680,400 (+4.2%) Land $216,000 Building $464,400	$680,400 (+4.2%) Land $216,000 Building $464,400
2023	$5,782.00 Homeowner's exemption
2022		$653,000 Land $234,000 Building $419,000	$653,000 Land $234,000 Building $419,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetrista serves 5,888 people · EPA ID MN1270036
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.71 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Midco Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

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