4386 Trista Bend, Excelsior, MN 55331 Property Records

Hennepin County property record for 4386 Trista Bend, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,213 sqft · built 2015
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$564,405 (Oct 2015)
Tax Bill	$7,204 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-117-24-24-0110`

Property Details

APN / Parcel Number

Primary APN	`34-117-24-24-0110`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,213 sqft Living Area
Gross Area	3,862 sqft
1st Floor Area	1,974 sqft
2nd Floor Area	1,239 sqft
Basement Area	1,579 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Colonial
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	132 ft deep x 4.7 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	649 sqft
Porch	Open Porch
Porch Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	4386 TRISTA BND
City	EXCELSIOR
State	MN
Zip	55331-2156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 004 BLOCK 014 B WOODLAND COVE NW47X132X159X171
Legal Range	24
Legal Township	117
Legal Section	34
Legal Quarter	24
Legal Subdivision	WOODLAND COVE
Legal Block	14
Legal Lot Number	4
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETRISTA
Census Block Group	2
Census Block	2014
Census Tract	27703

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4386 TRISTA BND, EXCELSIOR, MN 55331-2156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 23, 2020	Deed of Trust, Mortgage · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2015 · Amount on Record
Deed Sale	Oct 12, 2015 · Amount on Record
Deed Document Number	201510247465
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4386 TRISTA BND, EXCELSIOR, MN 55331-2156
Transaction Type	Mortgage
Record Updated	Sep 16, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4386 TRISTA BND, EXCELSIOR, MN 55331-2156

Mortgage

Document Number	0A11143562
Date	Sep 6, 2022
Instrument	A11143562

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4386 TRISTA BND, EXCELSIOR, MN 55331-2156
Document Number	0010780726
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4386 TRISTA BND EXCELSIOR MN 553312156, EXCELSIOR, MN 55331-2156

Mortgage

Document Number	0010780726
Date	Apr 29, 2020
Instrument	10780726

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Apr 28, 2040

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetrista City
Unified School District	Westonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,204.00 (+18.29%)	$704,300 (+3.12%) Land $216,000 Building $488,300	$704,300 (+3.12%) Land $216,000 Building $488,300
2023	$6,090.00 Homeowner's exemption
2022		$683,000 Land $234,000 Building $449,000	$683,000 Land $234,000 Building $449,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetrista serves 5,888 people · EPA ID MN1270036
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.71 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Midco Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

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