4370 Trista Bend, Excelsior, MN 55331 Property Records

Hennepin County property record for 4370 Trista Bend, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 2,902 sqft · built 2019
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$581,636 (Jul 2019)
Tax Bill	$6,716 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`34-117-24-24-0108`

Property Details

APN / Parcel Number

Primary APN	`34-117-24-24-0108`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,902 sqft Living Area
Gross Area	3,562 sqft
1st Floor Area	1,374 sqft
2nd Floor Area	1,528 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	8,276 sqft (0.19 acres)
Lot Depth	120 ft Depth
View / Lot	Lake
Garage Type	Attached
Garage Area	660 sqft
Porch	Open Porch
Deck Area	435 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	4370 TRISTA BND
City	EXCELSIOR
State	MN
Zip	55331-2156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 014 B WOODLAND COVE SW60X120X76X122
Legal Range	24
Legal Township	117
Legal Section	34
Legal Quarter	24
Legal Subdivision	WOODLAND COVE
Legal Block	14
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETRISTA
Census Block Group	2
Census Block	2014
Census Tract	27703

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4370 TRISTA BND, EXCELSIOR, MN 55331-2156
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEERWOOD BANK
Oct 2, 2020	Deed of Trust, Mortgage · Conventional with PMI DEERWOOD BK
Jul 30, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BELL BK
May 8, 2018	Grant Deed, Transfer ATTORNEY ONLY
May 8, 2018	Grant Deed, Transfer TITLE RECORDING SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2019 · Amount on Record
Deed Sale	Jul 30, 2019 · Amount on Record
Prior Sale	May 8, 2018 · Amount on Record
Deed Document Number	201910684754
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4370 TRISTA BND, EXCELSIOR, MN 55331-2156
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11249587
Date	Dec 5, 2023
Instrument	A11249587

Lender

Name	DEERWOOD BANK
Type	Bank
Address	BRAINERD, MN 56401

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Dec 5, 2030

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4370 TRISTA BND, EXCELSIOR, MN 55331-2156
Document Number	0010851502
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4370 TRISTA BND MINNETRISTA MN 553312156, MINNETRISTA, MN 55331-2156

Mortgage

Document Number	0010851502
Date	Oct 8, 2020
Instrument	10851502

Lender

Name	DEERWOOD BK
Type	Bank
Address	MENDOTA HEIGHTS, MN 55120

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2050

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 30, 2019
Property Address	4370 TRISTA BND, EXCELSIOR, MN 55331-2156
Document Number	0010684754
Instrument Date	Jul 30, 2019
Instrument	10684754
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 15, 2019
Title Company	TRANSOHIO RESIDENTIAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,977.57
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4370 TRISTA BND MINNETRISTA MN 553312156, MINNETRISTA, MN 55331-2156

Mortgage

Document Number	10684755
Date	Jul 30, 2019
Instrument	10684755

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

Mortgage

Document Number	10684756,
Date	Jul 30, 2019
Instrument	10684756

Lender

Name	DEERWOOD BK
Type	Bank
Address	MENDOTA HEIGHTS, MN 55120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 29, 2039

Interest

Rate Type	Adjustable Rate

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HENNEPIN MN
Recording Date	May 8, 2018
Property Address	4370 TRISTA BND, EXCELSIOR, MN 55331-2156
Document Number	0005528878
Instrument Date	Apr 24, 2018
Instrument	5528878
Transaction Type	Transfer
Record Updated	May 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$15,229.55
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	941 HILLWIND RD NE #300 FRIDLEY MN 554325965, 300, FRIDLEY, MN 55432-5965
Investor	Possibly a Property Investor

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HENNEPIN MN
Recording Date	May 8, 2018
Property Address	4370 TRISTA BND, EXCELSIOR, MN 55331-2156
Document Number	0010551446
Instrument Date	Apr 24, 2018
Instrument	10551446
Transaction Type	Transfer
Record Updated	May 22, 2018
Title Company	TITLE RECORDING SERVICES

Transaction

Amount	Amount Recorded
Tax	$15,229.55
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	941 HILLWIND RD NE #300 FRIDLEY MN 554325965, 300, FRIDLEY, MN 55432-5965
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetrista City
Unified School District	Westonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,716.00 (+16.78%)	$662,700 (+1.95%) Land $198,000 Building $464,700	$662,700 (+1.95%) Land $198,000 Building $464,700
2023	$5,751.00
2022		$650,000 Land $215,000 Building $435,000	$650,000 Land $215,000 Building $435,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetrista serves 5,888 people · EPA ID MN1270036
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.71 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Midco Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

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