4373 Lost Lake Rd, Gilbert, MN 55741 Property Records

St. Louis County property record for 4373 Lost Lake Rd, Gilbert, MN 55741

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 1 ba · 907 sqft · built 1969
Lot Size	3.64 acres (158,558 sqft)
Owner	Individual Name on File
Tax Bill	$3,060 (2026)
Flood Zone	Zone X (minimal risk)
APN	`677-0012-00234`

Property Details

APN / Parcel Number

Primary APN	`677-0012-00234`
Alternative APN	`1052245`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	907 sqft Gross Area
1st Floor Area	907 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Lot Area	158,558 sqft (3.64 acres)
Garage Area	264 sqft

Exterior Amenities

Porch	Patio
Porch Area	368 sqft
Deck Area	32 sqft
Cabin	400 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1052245
Street Address	4373 LOST LAKE RD
City	GILBERT
State	MN
Zip	55741-8036
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	SMU
Legal Description	SLY 150 FT OF NLY 700 FT OF LOT 1 ANDSLY 150 FT OF NLY 700 FT OF NE 1/4 OF SE1/4 LYING WEST OF HWY NO 108 SERIAL #
Legal Range	16W
Legal Township	57N
Legal Section	10
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	MAKINEN
Census Block Group	1
Census Block	1030
Census Tract	11401

Owner

4373 Lost Lake Rd, a residential property, is owned by an individual.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	534 ROWENA CURV, ELKO NEW MARKET, MN 55054-4713
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 4373 Lost Lake Rd was $3,060, up 5.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,060.00 (+5.37%)
2025	$2,904.00 (+5.91%)	$272,100 (+5.55%) Land $141,100 Building $131,000	$272,100 (+5.55%) Land $141,100 Building $131,000
2024	$2,742.00	$257,800 Land $137,300 Building $120,500	$257,800 Land $137,300 Building $120,500
2022		$211,900 Land $126,000 Building $85,900	$211,900 Land $126,000 Building $85,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4373 Lost Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4373 Lost Lake Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000