Scott County property record for 4391 Cincinnati Rd, Georgetown, KY 40324
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 4 ba · 1,802 sqft |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $35,000 (Aug 2021) |
| Tax Bill | $2,281 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 156-00-013.000 |
| Primary APN | 156-00-013.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,802 sqft Living Area |
| 1st Floor Area | 1,802 sqft |
| Basement Area | 1,802 sqft |
| Unfinished Basement | 1,802 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick |
|---|---|
| Foundation Type | Block |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4391 CINCINNATI RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9580 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | FARM |
| Legal Subdivision | FARM |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | SADIEVILLE |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 40400 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4391 CINCINNATI RD, GEORGETOWN, KY 40324-9580 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 23, 2021 | Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Aug 4, 2017 | Deed of Trust, Mortgage · VA Mortgage CBC NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2021 · Amount on Record |
| Deed Sale | Aug 3, 2021 · Amount on Record |
| Prior Sale | Jul 23, 2021 · Amount on Record |
| Deed Document Number | 2021440087 |
| Deed Book / Page | 426 / 244 |
| Prior Transfer Date | Jul 30, 2021 |
| Prior Transfer Doc | 0000440086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 4391 CINCINNATI RD, GEORGETOWN, KY 40324-9580 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4391 CINCINNATI RD, GEORGETOWN, KY 40324-9580 |
| Document Number | 0M1776/212 |
|---|---|
| Date | Mar 22, 2024 |
| Book Page | M1776/212 |
| Instrument | 495620 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 23, 2021 |
| Property Address | 4391 CINCINNATI RD, GEORGETOWN, KY 40324-9580 |
| Document Number | D425/803 |
| Book / Page | D425 / 803 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 439516 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $365.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 569 COUNTY ROAD 4316 N, 569, DE KALB, TX 75559-2822 |
| Name | Verified Name |
|---|---|
| Relationship | Et Ux (and Wife) |
| Address | 4391 CINCINNATI RD, GEORGETOWN, KY 40324-9580 |
| Document Number | 439517 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 439517 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 4391 CINCINNATI RD, GEORGETOWN, KY 40324-9580 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1351/544 |
|---|---|
| Date | Aug 4, 2017 |
| Book Page | M1351/544 |
| Instrument | 372810 |
| Name | CBC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | ALPHARETTA, GA 30022 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $263,300 (-30.87%) Land $5,200 Building $258,100 | $558,000 (+46.5%) Land $299,900 Building $258,100 | |
| 2025 | $2,281.00 (+4.78%) | $380,900 (+58.59%) | $380,900 (+4.36%) |
| 2023 | $2,177.00 | $240,180 Land $5,180 Building $235,000 | $365,000 Land $130,000 Building $235,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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