Scott County property record for 4321 Cincinnati Rd, Georgetown, KY 40324
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1 ba · 1,992 sqft |
| Lot Size | 87 acres (3,789,720 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Jul 2018) |
| Tax Bill | $912 (2025) |
| Deeds & Mortgages | Aug 2021 Sale Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 156-00-021.000 |
| Primary APN | 156-00-021.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,992 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Stone |
| Lot Area | 3,789,720 sqft (87 acres) |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 4321 CINCINNATI RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9580 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | FARM |
| Legal Subdivision | MRS ETTA VALLANDINGHAM |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | SADIEVILLE |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 40400 |
4321 Cincinnati Rd, a rural home, is owned and occupied by two individuals who bought it in July 2018.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4321 CINCINNATI RD, GEORGETOWN, KY 40324-9580 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2021 | Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Jul 11, 2018 | Deed, Transfer · ARM KENTUCKY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2018 · Amount on File |
| Deed Sale | Jul 11, 2018 · Amount on File |
| Prior Sale | Jul 10, 2018 · Amount on File |
| Deed Document Number | 2018388639 |
| Deed Book / Page | 398 / 789 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Aug 3, 2021 |
| Property Address | 4321 CINCINNATI RD, GEORGETOWN, KY 40324-9580 |
| Document Number | D426/244 |
| Book / Page | D426 / 244 |
| Map Reference | CAB 8 SL 280 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 440087 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $35.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 569 COUNTY ROAD 4316 N, 569, DE KALB, TX 75559-2822 |
| Name | Verified Name |
|---|---|
| Address | 4321 CINCINNATI RD, GEORGETOWN, KY 40324-9580 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 11, 2018 |
| Property Address | 4321 CINCINNATI RD, GEORGETOWN, KY 40324-9580 |
| Document Number | D398/789 |
| Book / Page | D398 / 789 |
| Map Reference | DD79 PG564 |
| Instrument Date | Jul 6, 2018 |
| Instrument | 388639 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 DELISSA DR, 109, GEORGETOWN, KY 40324-8875 |
| Name | Verified Name |
|---|---|
| Address | 253 POND BRAND RD, GEORGETOWN, KY 40324 |
| Document Number | 388640 |
|---|---|
| Date | Jul 11, 2018 |
| Instrument | 388640 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.13% |
| Type Change Date | Aug 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 3.13% |
| Max Rate At Change | 5.13% |
| Index | 1-Year CMT |
| Max Rate | 9.13% |
The 2025 property tax bill for 4321 Cincinnati Rd was $912.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $102,400 (-69.01%) | $500,500 (+51.48%) | |
| 2025 | $912.00 | $330,400 | $330,400 |
| 2023 | $928.00 (+8.16%) | $102,409 (+3.51%) Land $27,009 Building $75,400 | $330,400 (-) Land $255,000 Building $75,400 |
| 2022 | $858.00 | $98,935 Land $23,535 Building $75,400 | $330,400 Land $255,000 Building $75,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4321 Cincinnati Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4321 Cincinnati Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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