Scott County property record for 4350 Cincinnati Rd, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,619 sqft · built 1997 |
| Lot Size | 5.19 acres (226,076 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,445 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Aug 2023 Line of Credit + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 156-00-007.000 |
| Primary APN | 156-00-007.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,619 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Combination |
| Foundation Type | Block |
| Lot Area | 226,076 sqft (5.19 acres) |
| Garage Type | Mixed |
| Garage Area | 2,013 sqft |
| Parking Spaces | 7 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4350 CINCINNATI RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9580 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTY RES |
| Legal Subdivision | DARNABY PROP |
| Legal Lot Number | 2B |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | SADIEVILLE |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 40400 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4350 CINCINNATI RD, GEORGETOWN, KY 40324-9580 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Aug 21, 2023 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION |
| Jul 29, 2019 | Deed of Trust, Mortgage · ARM COMMONWEALTH CU INC |
| Sep 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 4350 CINCINNATI RD, GEORGETOWN, KY 40324-9580 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1880/540 |
|---|---|
| Date | Feb 2, 2026 |
| Book Page | M1880/540 |
| Instrument | 571628 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 4350 CINCINNATI RD, GEORGETOWN, KY 40324-9580 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M1751/67 |
|---|---|
| Date | Aug 21, 2023 |
| Book Page | M1751/67 |
| Instrument | 478976 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 4350 CINCINNATI RD, GEORGETOWN, KY 40324-9580 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M1451/779 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | M1451/779 |
| Instrument | 402748 |
| Name | COMMONWEALTH CU INC |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 5.62% |
| Index | 1-Year CMT |
| Max Rate | 9.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 4350 CINCINNATI RD, GEORGETOWN, KY 40324-9580 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M1637/298 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | M1637/298 |
| Instrument | 442165 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $316,400 (+49.67%) | $316,400 (+49.67%) | |
| 2025 | $1,445.00 (+4.41%) Disabled Person's exemption | $211,400 (+6.18%) | $211,400 (+6.18%) |
| 2023 | $1,384.00 Disabled Person's exemption | $199,100 Land $45,000 Building $154,100 | $199,100 Land $45,000 Building $154,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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