4391 Blanchard Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 4391 Blanchard Rd, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,772 sqft · built 1989
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Mar 2020)
Tax Bill	$4,882 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`329-162-071-000`

Property Details

APN / Parcel Number

Primary APN	`329-162-071-000`
Alternative APNs	`32916271100` `3291627110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,772 sqft Living Area
1st Floor Area	1,772 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Lot Area	13,504 sqft (0.31 acres)
Parking Spaces	1 Parking Space
Patio Area	1,772 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4391 BLANCHARD RD
City	PLACERVILLE
State	CA
Zip	95667-9718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PM 40/29/2
Legal Subdivision	HIGHWAY VIEW TERRACE
Legal Lot Number	24
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1007
Census Tract	31505

Owner

4391 Blanchard Rd is owned and occupied by two individuals who bought it in March 2020.

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4391 BLANCHARD RD, PLACERVILLE, CA 95667-9718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Nov 16, 2023	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Apr 16, 2021	Deed of Trust, Mortgage · FHA Mortgage COMMERCE HOME MORTGAGE LLC
Mar 27, 2020	Grant Deed, Transfer · FHA Mortgage COMMERCE HOME MORTGAGE LLC
May 18, 2018	Grant Deed, Transfer · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2020 · Amount on File
Deed Sale	Mar 27, 2020 · Amount on File
Prior Sale	May 18, 2018 · Amount on File
Deed Document Number	202014241
Prior Transfer Date	Aug 4, 2011
Prior Transfer Doc	0000037434
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Recording Date	Aug 27, 2026
Property Address	4391 BLANCHARD RD, PLACERVILLE, CA 95667-9718
Document Number	0000027906
Instrument Date	Aug 4, 2026
Instrument	202627906
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4391 BLANCHARD RD, PLACERVILLE, CA 95667-9718

Mortgage

Document Number	0000027906,
Date	Aug 27, 2026
Instrument	202627906

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	297 Months
Due	May 1, 2051

Interest

Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4391 BLANCHARD RD, PLACERVILLE, CA 95667-9718
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4391 BLANCHARD RD, PLACERVILLE, CA 95667-9718

Mortgage

Document Number	0000032734
Date	Nov 16, 2023
Instrument	2023-0032734

Lender

Name	LOANCARE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	330 Months
Due	May 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4391 BLANCHARD RD, PLACERVILLE, CA 95667-9718
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4391 BLANCHARD RD, PLACERVILLE, CA 95667-9718

Mortgage

Document Number	0000026450
Date	Apr 16, 2021
Instrument	2021-0026450

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 27, 2020
Property Address	4391 BLANCHARD RD, PLACERVILLE, CA 95667-9718
Document Number	0000014241
Map Reference	MB 40 PG 29
Instrument Date	Mar 24, 2020
Instrument	2020-0014241
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	INTER CNTY TTL CO OF EL DORA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4391 BLANCHARD RD, PLACERVILLE, CA 95667-9718

Mortgage

Document Number	0000014242
Date	Mar 27, 2020
Instrument	2020-0014242

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Mortgage

Document Number	0000014243
Date	Mar 27, 2020
Instrument	2020-0014243

Lender

Name	GOLDEN STATE FINANCE AUTHORITY
Type	Government Agency
Address	SACRAMENTO, CA 95814

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	May 18, 2018
Property Address	4391 BLANCHARD RD, PLACERVILLE, CA 95667-9718
Document Number	0000019080
Map Reference	MB 40 PG 29
Instrument Date	May 14, 2018
Instrument	2018-0019080
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	INTER COUNTY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	654 DAVID CIR, PLACERVILLE, CA 95667-3461

Mortgage

Document Number	0000019081
Date	May 18, 2018
Instrument	2018-0019081

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4391 Blanchard Rd was $4,882 with a homeowner's exemption.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Mother Lode Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$479,667 (+2%) Land $133,859 Building $345,808
2025	$4,882.00 Homeowner's exemption	$470,263 Land $131,235 Building $339,028
2023	$4,668.00 (+1.17%) Homeowner's exemption	$452,004 Land $126,140 Building $325,864
2022	$4,614.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4391 Blanchard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4391 Blanchard Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon, Zeta Broadband.

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