439 Swift St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 439 Swift St, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,763 sqft · built 1959
Lot Size	0.231 acres (10,075 sqft)
Owner	Company Name on File
Last Sale	$3,479,960 (Nov 2025)
Tax Bill	$3,898 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19.451.0040`

Property Details

APN / Parcel Number

Primary APN	`19.451.0040`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,763 sqft Living Area
Basement Area	1,103 sqft
Finished Basement	297 sqft
Unfinished Basement	551 sqft
Flooring	Laminate Plank
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,075 sqft (0.231 acres)
Lot Dimensions	155 ft deep x 65 ft wide
Driveway	Driveway
Porch	Slab
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	439 SWIFT ST
City	SAINT PETER
State	MN
Zip	56082-1986
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 2 LOT 1 SUBDIVISIONCD 19451 SUBDIVISIONNAME BERGEMANN SUBD
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	BERGEMANN SUBD
Legal Block	2
Legal Lot Number	1
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	3
Census Block	3050
Census Tract	480300

Owner

439 Swift St is owned by a company that bought it in November 2025.

Source: Nicollet County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	1974 CLEARWATER TER, SHAKOPEE, MN 55379-5464
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST FUNDING AND FINANCIAL CORPORATION
Nov 25, 2025	Deed of Trust, Mortgage · Commercial Mortgage BANKVISTA
Nov 26, 2025	Warranty Deed, Transfer · Commercial Mortgage BANKVISTA
Sep 28, 2020	Warranty Deed, Transfer
Sep 29, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2025 · Amount on File
Deed Sale	Nov 26, 2025 · Amount on File
Prior Sale	Sep 29, 2020 · Amount on File
Deed Document Number	2025356177
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Recording Date	Jun 10, 2026
Property Address	439 SWIFT ST, SAINT PETER, MN 56082-1986
Document Number	0000073797
Instrument Date	May 28, 2026
Instrument	202673797
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PLATINUM TITLE LLC, PLATINUM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1304 MARSHALL ST, SAINT PETER, MN 56082-4500

Mortgage

Document Number	0000073797,
Date	Jun 10, 2026
Instrument	202673797

Lender

Name	MIDWEST FUNDING AND FINANCIAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	439 SWIFT ST, SAINT PETER, MN 56082-1986
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073255
Date	Nov 25, 2025
Instrument	73255

Lender

Name	BANKVISTA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 24, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Nov 26, 2025
Property Address	439 SWIFT ST, SAINT PETER, MN 56082-1986
Document Number	0000356177
Instrument Date	Nov 24, 2025
Instrument	356177
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	PLATINUM TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,483.87
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1974 CLEARWATER TER, SHAKOPEE, MN 55379-5464

Mortgage

Document Number	0000356179
Date	Nov 26, 2025
Instrument	356179

Lender

Name	BANKVISTA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 24, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Sep 28, 2020
Property Address	439 SWIFT ST, SAINT PETER, MN 56082-1986
Document Number	0000334103
Instrument Date	Sep 15, 2020
Instrument	334103
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Tax	$8,694.51
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 S SKYLINE DR, MANKATO, MN 56001-1930
Investor	Possibly a Property Investor

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Sep 29, 2020
Property Address	439 SWIFT ST, SAINT PETER, MN 56082-1986
Document Number	0000066519
Instrument Date	Sep 15, 2020
Instrument	66519
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Tax	$8,694.51
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 S SKYLINE DR, MANKATO, MN 56001-1930
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 439 Swift St was $3,898.

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,898.00	$236,300 (-5.44%) Land $34,100 Building $202,200	$236,300 (-5.44%) Land $34,100 Building $202,200
2025	$3,898.00 (+5.64%)	$249,900 Land $34,100 Building $215,800	$249,900 Land $34,100 Building $215,800
2024	$3,690.00 (+27.86%)
2023	$2,886.00	$233,500 Land $34,100 Building $199,400	$233,500 Land $34,100 Building $199,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 439 Swift St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1993–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 439 Swift St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Netwave Broadband Fixed Wireless · Fiber in parts of the area · not low latency	125 / 40
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Metronet, Verizon.

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