446 Swift St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 446 Swift St, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,670 sqft · built 1998
Lot Size	0.243 acres (10,578 sqft)
Owner	Individual Name on Record
Last Sale	$152,000 (Oct 2013)
Tax Bill	$4,774 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`19.451.0010`

Property Details

APN / Parcel Number

Primary APN	`19.451.0010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,670 sqft Living Area
Basement Area	1,670 sqft
Finished Basement	448 sqft
Unfinished Basement	448 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,578 sqft (0.243 acres)
Lot Dimensions	132 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	558 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	172 sqft
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	446 SWIFT ST
City	SAINT PETER
State	MN
Zip	56082-1988
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 1 LOT 1 W 16 LOTS 2 3 SUBDIVISIONCD 19451 SUBDIVISIONNAME BERGEMANN SUBD
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	BERGEMANN SUBD
Legal Block	1
Legal Lot Number	1-3
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	3
Census Block	3052
Census Tract	480300

Owner

Source: Nicollet County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	446 SWIFT ST, SAINT PETER, MN 56082-1988
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Line of Credit EAST NATIONAL BANK
Mar 24, 2026	Intrafamily Transfer, Transfer
Sep 13, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK MN
Aug 15, 2022	Intrafamily Transfer, Transfer
Sep 13, 2019	Quit Claim Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE
Feb 6, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2013 · Amount on Record
Deed Sale	Oct 2, 2013 · Amount on Record
Deed Document Number	201328882
Last Transfer Date	Mar 16, 2026
Transfer Doc	0000357396
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Recording Date	Apr 30, 2026
Property Address	446 SWIFT ST, SAINT PETER, MN 56082-1988
Document Number	0000357784
Instrument Date	Apr 7, 2026
Instrument	2026357784
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 SWIFT ST, SAINT PETER, MN 56082-1988

Mortgage

Document Number	0000357784,
Date	Apr 30, 2026
Instrument	2026357784

Lender

Name	EAST NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 25, 2031

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NICOLLET MN
Recording Date	Mar 24, 2026
Property Address	446 SWIFT ST, SAINT PETER, MN 56082-1988
Document Number	0000357396
Instrument Date	Mar 16, 2026
Instrument	357396
Transaction Type	Transfer
Record Updated	May 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 SWIFT ST, SAINT PETER, MN 56082-1988

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	446 SWIFT ST, SAINT PETER, MN 56082-1988
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000344563
Date	Sep 13, 2022
Instrument	344563

Lender

Name	FIRST NATIONAL BANK MN
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 25, 2027

Interest

Rate Type	Fixed Rate

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NICOLLET MN
Recording Date	Aug 15, 2022
Property Address	446 SWIFT ST, SAINT PETER, MN 56082-1988
Document Number	0000344242
Instrument Date	Aug 11, 2022
Instrument	344242
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	446 SWIFT ST, SAINT PETER, MN 56082-1988

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NICOLLET MN
Recording Date	Sep 13, 2019
Property Address	446 SWIFT ST, SAINT PETER, MN 56082-1988
Document Number	329016
Map Reference	DOC 304447
Instrument Date	Sep 10, 2019
Instrument	329016
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	TITLE 365

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	446 SWIFT ST, 446, SAINT PETER, MN 56082-1988

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 SWIFT ST, SAINT PETER, MN 56082-1988

Mortgage

Document Number	329017
Date	Sep 13, 2019
Instrument	329017

Lender

Name	NATIONSTAR MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NICOLLET MN
Recording Date	Feb 6, 2020
Property Address	446 SWIFT ST, SAINT PETER, MN 56082-1988
Document Number	330837
Instrument Date	Jul 15, 2019
Instrument	330837
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 SWIFT ST, SAINT PETER, MN 56082-1988

Tax Assessment & Valuation

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,774.00 Homeowner's exemption	$383,800 (+19.27%) Land $40,000 Building $343,800	$383,800 (+19.27%) Land $40,000 Building $343,800
2025	$4,774.00 (+35.63%) Homeowner's exemption	$321,800 (+7.12%) Land $40,000 Building $281,800	$321,800 (+7.12%) Land $40,000 Building $281,800
2023	$3,520.00 Homeowner's exemption	$300,400 Land $40,000 Building $260,400	$300,400 Land $40,000 Building $260,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1993–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Netwave Broadband Fixed Wireless · Fiber in parts of the area · not low latency	125 / 40
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Metronet, Verizon.

Nearby Properties on Swift St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures