404 Swift St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 404 Swift St, Saint Peter, MN 56082

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 2,320 sqft · built 1981
Lot Size	0.197 acres (8,568 sqft)
Owner	Individual Name on Record
Last Sale	$247,000 (Jan 2021)
Tax Bill	$5,370 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19.503.2220`

Property Details

APN / Parcel Number

Primary APN	`19.503.2220`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,320 sqft Living Area
Basement Area	2,320 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,568 sqft (0.197 acres)
Lot Dimensions	119 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	754 sqft
Driveway	Driveway
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	404 SWIFT ST
City	SAINT PETER
State	MN
Zip	56082-1947
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	BLOCK 31 EX W 36 LOT N 72 LOT 1 SUBDIVISIONCD 19503 SUBDIVISIONNAME DODD S ADD
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	DODD S ADD
Legal Block	31
Legal Lot Number	N-1
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	3
Census Block	3058
Census Tract	480300

Owner

Source: Nicollet County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 SWIFT ST, 408, SAINT PETER, MN 56082-1947
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2020	Deed of Trust, Mortgage · Commercial Mortgage HOME TOWN BANK
Jan 13, 2021	Warranty Deed, Transfer · Conventional Mortgage PIONEER BANK
Jan 24, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2021 · Amount on Record
Deed Sale	Jan 13, 2021 · Amount on Record
Deed Document Number	2021335825
Prior Transfer Date	Jan 16, 2020
Prior Transfer Doc	330650
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	404 SWIFT ST, SAINT PETER, MN 56082-1947
Transaction Type	Mortgage
Record Updated	Feb 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000330705
Date	Jan 29, 2020
Instrument	330705

Lender

Name	HOME TOWN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 15, 2040

Interest

Rate Type	Fixed Rate

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Jan 13, 2021
Property Address	404 SWIFT ST, SAINT PETER, MN 56082-1947
Document Number	335825
Instrument Date	Jan 8, 2021
Instrument	335825
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$815.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 SWIFT ST, SAINT PETER, MN 56082-1947

Mortgage

Document Number	335826
Date	Jan 13, 2021
Instrument	335826

Lender

Name	PIONEER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NICOLLET MN
Recording Date	Jan 24, 2020
Property Address	404 SWIFT ST, SAINT PETER, MN 56082-1947
Document Number	330650
Instrument Date	Jan 16, 2020
Instrument	330650
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,800 (+1.48%) Land $34,900 Building $327,900	$362,800 (+1.48%) Land $34,900 Building $327,900
2025	$5,370.00 (+36.71%) Homeowner's exemption	$357,500 (+7.39%) Land $34,900 Building $322,600	$357,500 (+7.39%) Land $34,900 Building $322,600
2023	$3,928.00 Homeowner's exemption	$332,900 Land $34,900 Building $298,000	$332,900 Land $34,900 Building $298,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1993–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Netwave Broadband Fixed Wireless · Fiber in parts of the area · not low latency	125 / 40
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Metronet, Verizon.

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