437 Stanley Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 437 Stanley Ave, Cincinnati, OH 45226

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,400 sqft · built 2004
Lot Size0.076 acres (3,297 sqft)
OwnerIndividual Name on Record
Last Sale$565,000 (Aug 2024)
Tax Bill$10,235 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN028-0006-0237-00

Property Details

APN / Parcel Number

Primary APN028-0006-0237-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,400 sqft Living Area
Gross Area3,600 sqft
1st Floor Area1,200 sqft
2nd Floor Area1,200 sqft
Basement Area1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area3,297 sqft (0.076 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address437 STANLEY AVE
CityCINCINNATI
StateOH
Zip45226-1718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF2
Legal DescriptionSTANLEY AVE 0.0757 ACFORMER LOTS IN COTTAGE HILLSUB BLK F
Legal SubdivisionACFORMER LOTS IN COTTAGE HILLS
Legal BlockF
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group2
Census Block2011
Census Tract4703

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Sep 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Jul 5, 2017Warranty Deed, Transfer · FHA Mortgage
AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2024 · Amount on Record
Deed SaleAug 29, 2024 · Amount on Record
Prior SaleJul 5, 2017 · Amount on Record
Deed Document Number202460557
Deed Book / Page15240 / 1282
Prior Transfer DateMar 1, 2013
Prior Transfer Doc0000000968
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address437 STANLEY AVE, CINCINNATI, OH 45226-1718
Transaction TypeMortgage
Record UpdatedApr 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 STANLEY AVE, CINCINNATI, OH 45226-1718

Mortgage

Document Number0000032060
DateMar 28, 2022
Book Page14633/2288
Instrument2022-0032060
Lender
NameUS BANK NA
TypeBank
AddressMINNEAPOLIS, MN 55402
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address437 STANLEY AVE, CINCINNATI, OH 45226-1718
Transaction TypeMortgage
Record UpdatedOct 21, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000106003
DateSep 2, 2021
Book Page14494/467
Instrument2021-0106003
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 1, 2041

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJul 5, 2017
Property Address437 STANLEY AVE, CINCINNATI, OH 45226-1718
Document Number0000000069
Map ReferenceMB 4 PG 28
Instrument DateMar 29, 2017
Instrument17-0060069
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,257.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address437 STANLEY AVE, CINCINNATI, OH 45226-1718

Mortgage

Document Number0000000071
DateJul 5, 2017
Instrument17-0060071
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,235.00 (+3.13%)$166,415 (-) Land $52,518 Building $113,897$475,470 (-) Land $150,050 Building $325,420
2024$9,924.00 (-2.21%)$166,415 (-) Land $52,518 Building $113,897
2023$10,148.00 (+1.79%)$166,415 (+13.48%) Land $52,518 Building $113,897$475,470 (+13.48%) Land $150,050 Building $325,420
2022$9,970.00 Homeowner's exemption$146,650 Land $21,378 Building $125,272
2020$419,000 Land $61,080 Building $357,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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