Hamilton County property record for 435 Stanley Ave, Cincinnati, OH 45226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,400 sqft · built 2004 |
| Lot Size | 0.075 acres (3,297 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $510,000 (Jul 2024) |
| Tax Bill | $7,751 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Sep 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-0006-0238-00 |
| Primary APN | 028-0006-0238-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,400 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| 2nd Floor Area | 1,200 sqft |
| Basement Area | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 3,297 sqft (0.075 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 435 STANLEY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45226-1718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STANLEY AVE 0.0757 ACFORMER LOTS IN COTTAGE HILLSUB BLK F |
| Legal Subdivision | COTTAGE HILL SUB |
| Legal Block | F |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 4703 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 435 STANLEY AVE, CINCINNATI, OH 45226-1718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2021 | Survivorship Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Sep 26, 2019 | Deed of Trust, Mortgage · Line of Credit US BK |
| Sep 29, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2024 · Amount on Record |
| Deed Sale | Jul 25, 2024 · Amount on Record |
| Prior Sale | Nov 30, 2021 · Amount on Record |
| Deed Document Number | 0000051442 |
| Deed Book / Page | 15215 / 920 |
| Record Updated | Jun 8, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 30, 2021 |
| Property Address | 435 STANLEY AVE, CINCINNATI, OH 45226-1718 |
| Document Number | 0000143364 |
| Book / Page | 14553 / 1315 |
| Map Reference | MB 4 PG 28 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 2021-0143364 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2021 |
| Title Company | OLD TOWN TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,080.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Document Number | 0000143365 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 2021-0143365 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 435 STANLEY AVE, CINCINNATI, OH 45226-1718 |
| Document Number | 0000100661 |
| Instrument Date | Sep 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 707 BULLOCK PL LEXINGTON KY 405082303, LEXINGTON, KY 40508-2303 |
| Document Number | 0000100661 |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 014045/000309 |
| Instrument | 100661 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 14, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 29, 2017 |
| Property Address | 435 STANLEY AVE, CINCINNATI, OH 45226-1718 |
| Document Number | 0000009361 |
| Map Reference | MB 4 PG 28 |
| Instrument Date | Sep 28, 2017 |
| Instrument | 17-0089361 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,751.00 (+3.13%) | $126,000 (+%) Land $52,517 Building $73,483 | |
| 2024 | $7,516.00 (-2.21%) | $125,999 (-) Land $52,517 Building $73,482 | |
| 2023 | $7,686.00 (-18.11%) | $125,999 (-8.73%) Land $52,517 Building $73,482 | $360,000 (-8.73%) Land $150,050 Building $209,950 |
| 2022 | $9,386.00 Homeowner's exemption | $138,054 Land $21,378 Building $116,676 | |
| 2020 | $394,440 Land $61,080 Building $333,360 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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