439 Smith Rd, Cleveland, MS 38732 Property Records

Bolivar County property record for 439 Smith Rd, Cleveland, MS 38732

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,479 sqft · built 1962
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Dec 2017)
Tax Bill	$592 (2025)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`33-12-900-00-00600`

Property Details

APN / Parcel Number

Primary APN	`33-12-900-00-00600`
Alternative APNs	`3310331290000006000` `7695`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,479 sqft Adjusted Area
1st Floor Area	1,320 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Patio Area	325 sqft
Utility Building	804 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	7695
Street Address	439 SMITH RD
City	CLEVELAND
State	MS
Zip	38732-8528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT IN NW 1/4 OF SW 1/4 S12 T22 R5
Legal Range	05W
Legal Township	22N
Legal Section	12
Jurisdiction	BOLIVAR MS
Township / Civil Division	3
Census Block Group	3
Census Block	3001
Census Tract	950500

Owner

Source: Bolivar County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	439 SMITH RD, CLEVELAND, MS 38732-8528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2017 · Amount on Record
Deed Sale	Dec 28, 2017 · Amount on Record
Record Updated	Oct 29, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOLIVAR MS
Recording Date	Dec 28, 2017
Property Address	439 SMITH RD, CLEVELAND, MS 38732-8528
Document Number	02170/3050
Book / Page	2170 / 3050
Instrument Date	Dec 28, 2017
Instrument	217003050
Transaction Type	Transfer
Record Updated	Mar 18, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 SEVILLE WAY, MADISON, MS 39110-8171

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 SMITH RD, CLEVELAND, MS 38732-8528

Mortgage

Document Number	02170/3051
Date	Dec 28, 2017
Book Page	2170/3051
Instrument	217003051

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Bolivar County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Bolivar County
Unified School District	Cleveland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$592.00 (-29.44%) Homeowner's exemption	$7,260 (-)	$72,600 (-) Land $8,500 Building $64,100
2023		$7,260 (-)	$72,600 (-) Land $8,500 Building $64,100
2022		$7,260	$72,600 Land $8,500 Building $64,100
2018	$839.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	10 (1979–2016)
Most Recent Claim	Mar 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOYLE-SKENE WATER ASSN public/private · serves 898 people · EPA ID MS0060047
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Delta Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20