Bolivar County property record for 425 Smith Rd, Cleveland, MS 38732
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,684 sqft · built 1972 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $80,500 (Oct 2014) |
| Tax Bill | $737 (2025) |
| Deeds & Mortgages | Oct 2014 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 33-12-900-00-01000 |
| Primary APN | 33-12-900-00-01000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,684 sqft Adjusted Area |
| 1st Floor Area | 1,356 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Parking Spaces | 5 Parking Spaces |
| Utility Building | 555 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 7699 |
|---|---|
| Street Address | 425 SMITH RD |
| City | CLEVELAND |
| State | MS |
| Zip | 38732-8528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 ACRE LOT ON NORTH LINE OF DOGWOOD RIDGE SUBDIV S12 T22 R5 |
| Legal Range | 05 |
| Legal Township | 22 |
| Legal Section | 12 |
| Legal Subdivision | DOGWOOD RIDGE SUBDIV |
| Jurisdiction | BOLIVAR MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 950500 |
Source: Bolivar County records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 425 SMITH RD, CLEVELAND, MS 38732-8528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2014 · Amount on Record |
| Deed Sale | Oct 22, 2014 · Amount on Record |
| Deed Book / Page | 214 / 2300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOLIVAR MS |
| Property Address | 425 SMITH RD, CLEVELAND, MS 38732-8528 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00214/2301 |
|---|---|
| Date | Oct 22, 2014 |
| Book Page | 214/2301 |
| Name | RELIANT BANK |
|---|---|
| Type | Bank |
| Address | 1736 CAROTHERS PARKWAY BRENTWOOD TN 37027 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2044 |
Source: Bolivar County assessment roll, as of February 10, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Bolivar County |
| Unified School District | Cleveland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $737.00 (-26.15%) Homeowner's exemption | $8,501 (-) | $85,010 (-) Land $8,500 Building $76,510 |
| 2024 | $8,501 (-1.69%) | $85,010 (-1.69%) Land $8,500 Building $76,510 | |
| 2023 | $8,647 (-) | $86,470 (-) Land $8,500 Building $77,970 | |
| 2022 | $8,647 | $86,470 Land $8,500 Building $77,970 | |
| 2018 | $998.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 10 (1979–2016) |
| Most Recent Claim | Mar 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOYLE-SKENE WATER ASSN public/private · serves 898 people · EPA ID MS0060047 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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