411 Smith Rd, Cleveland, MS 38732 Property Records

Bolivar County property record for 411 Smith Rd, Cleveland, MS 38732

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,579 sqft · built 1968
Lot Size0.656 acres (28,609 sqft)
Owner2 Individual Names on Record
Last Sale$70,000 (Jun 2017)
Tax Bill$1,653 (2025)
Deeds & MortgagesApr 2018 Mortgage
Flood ZoneZone X (moderate risk)
APN33-12-123-00-00100

Property Details

APN / Parcel Number

Primary APN33-12-123-00-00100
Alternative APN
  • 7647

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,579 sqft Adjusted Area
1st Floor Area1,400 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialMetal
Lot Area28,609 sqft (0.656 acres)
Garage TypeMixed
Garage Area500 sqft
Parking Spaces5 Parking Spaces
Utility Building354 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number7647
Street Address411 SMITH RD
CityCLEVELAND
StateMS
Zip38732-8527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 DOGWOOD RIDGE SUBDIV S12 T22 R5
Legal Range05
Legal Township22
Legal Section12
Legal SubdivisionDOGWOOD RIDGE SUBDIV
Legal Lot Number1
JurisdictionBOLIVAR MS
Township / Civil Division3
Census Block Group3
Census Block3001
Census Tract950500

Owner

Source: Bolivar County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address411 SMITH RD, CLEVELAND, MS 38732-8527
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2017 · Amount on Record
Deed SaleJun 27, 2017 · Amount on Record
Prior SaleApr 9, 2010
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOLIVAR MS
Property Address411 SMITH RD, CLEVELAND, MS 38732-8527
Transaction TypeMortgage
Record UpdatedApr 18, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address218 N BOLIVAR AVE, CLEVELAND, MS 38732-2624

Mortgage

Document Number002180/765
DateApr 16, 2018
Book Page2180/765
Instrument218000765
Lender
NameFARMERS & MECHANICS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term59 Months
DueMar 22, 2023

Tax Assessment & Valuation

Source: Bolivar County assessment roll, as of February 10, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyBolivar County
Unified School DistrictCleveland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,653.00 (+0.12%)$13,556 (+8.14%)$90,370 (+8.14%) Land $15,000 Building $75,370
2024$1,651.00 (+13.47%)
2023$12,536 (-)$83,570 (-) Land $15,000 Building $68,570
2022$12,536$83,570 Land $15,000 Building $68,570
2018$1,455.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Nearby Flood Policies36 in force
Nearby Flood Claims10 (1979–2016)
Most Recent ClaimMar 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOYLE-SKENE WATER ASSN
public/private · serves 898 people · EPA ID MS0060047
Water SourceGroundwater
Last State InspectionSep 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Delta Fiber
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
C Spire Wireless
Fixed Wireless
100 / 20

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