439 N 3rd St, Cambridge, OH 43725 Property Records

Guernsey County property record for 439 N 3rd St, Cambridge, OH 43725

Property Summary

Property Type	Single Family Home
Details	1 ba · 914 sqft
Lot Size	0.147 acres (6,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,000 (Oct 2023)
Tax Bill	$555 (2025)
Deeds & Mortgages	Sep 2022 Transfer Sep 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-0005792.000`

Property Details

APN / Parcel Number

Primary APN	`06-0005792.000`
Alternative APN	`004395-0`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	914 sqft Living Area
1st Floor Area	914 sqft
Basement Area	914 sqft
Unfinished Basement	228 sqft

Exterior

Construction Type	Frame
Lot Area	6,400 sqft (0.147 acres)
Lot Dimensions	128 ft deep x 50 ft wide
Porch	Slab
Porch Area	66 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	004395-0
Street Address	439 N 3RD ST
City	CAMBRIDGE
State	OH
Zip	43725-1364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R3 T2 SA04-04 PT O.L. 2 LOFLAND 3
Legal Range	03W
Legal Township	02N
Legal Section	04
Legal Subdivision	LOFLAND
Legal Tract	2
Legal Lot Number	OL2
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	3
Census Block	3041
Census Tract	977400

Owner

Source: Guernsey County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	439 N 3RD ST, CAMBRIDGE, OH 43725-1364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Intrafamily Transfer, Transfer
Sep 21, 2022	Warranty Deed, Transfer
Sep 21, 2022	Land Contract, Transfer
Dec 12, 2017	Land Contract, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2023 · Amount on Record
Deed Sale	Oct 2, 2023 · Amount on Record
Prior Sale	Sep 21, 2022 · Amount on Record
Deed Document Number	20236201
Deed Book / Page	592 / 2626
Prior Transfer Date	Sep 9, 2022
Prior Transfer Doc	00585/2327
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUERNSEY OH
Recording Date	Sep 21, 2022
Property Address	439 N 3RD ST, CAMBRIDGE, OH 43725-1364
Document Number	00585/2327
Book / Page	585 / 2327
Map Reference	CAB 1 SL 78
Instrument Date	Aug 9, 2022
Instrument	202200005768
Transaction Type	Transfer
Record Updated	Oct 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	423 N 3RD ST, CAMBRIDGE, OH 43725-1363

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Sep 21, 2022
Property Address	439 N 3RD ST, CAMBRIDGE, OH 43725-1364
Document Number	00585/2324
Book / Page	585 / 2324
Map Reference	CAB 1 SL 78
Instrument Date	Apr 15, 2022
Instrument	202200005766
Transaction Type	Transfer
Record Updated	Oct 7, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	423 N 3RD ST, CAMBRIDGE, OH 43725-1363

September 2022: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	GUERNSEY OH
Recording Date	Sep 21, 2022
Property Address	439 N 3RD ST, CAMBRIDGE, OH 43725-1364
Document Number	00585/2320
Book / Page	585 / 2320
Instrument Date	Apr 15, 2022
Instrument	202200005765
Transaction Type	Transfer
Record Updated	Oct 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2017: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	GUERNSEY OH
Recording Date	Dec 12, 2017
Property Address	439 N 3RD ST, CAMBRIDGE, OH 43725-1364
Document Number	00553/0078
Book / Page	553 / 0078
Instrument Date	Dec 7, 2017
Instrument	201700007137
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	235 N 5TH ST, 235, CAMBRIDGE, OH 43725-2208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 N 3RD ST, CAMBRIDGE, OH 43725-1364

Tax Assessment & Valuation

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Municipality	Cambridge City
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$555.00 (+3.74%)	$10,469 (-) Land $2,202 Building $8,267
2024	$535.00 (+13.83%)	$10,469 (+17.12%) Land $2,202 Building $8,267	$29,910 (+17.16%) Land $6,290 Building $23,620
2023	$470.00 (+5.15%) Homeowner's exemption	$8,939 (-0.01%) Land $1,879 Building $7,060
2022	$447.00 Homeowner's exemption	$8,940 Land $1,880 Building $7,060	$25,530 (-0.04%) Land $5,360 Building $20,170
2021			$25,540 Land $5,370 Building $20,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	28 (1979–2026)
Claims Outside the SFHA	3 of 28
Most Recent Claim	Aug 2026 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2004 · 8 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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