Guernsey County property record for 434 N 3rd St, Cambridge, OH 43725
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,317 sqft · built 1890 |
| Lot Size | 0.221 acres (9,612 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $323 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-0005322.000 |
| Primary APN | 06-0005322.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,317 sqft Living Area |
| 1st Floor Area | 1,317 sqft |
| Basement Area | 1,317 sqft |
| Unfinished Basement | 658 sqft |
| Storm Shelter | Storm Shelter |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Storm Shutters | Storm Shutters |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 9,612 sqft (0.221 acres) |
| Lot Dimensions | 178 ft deep x 54 ft wide |
| Porch | Slab |
| Porch Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 002576-3 |
|---|---|
| Street Address | 434 N 3RD ST |
| City | CAMBRIDGE |
| State | OH |
| Zip | 43725-1372 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R3 T2 SA04-04 24 JOHNSTON |
| Legal Range | 03W |
| Legal Township | 02N |
| Legal Section | 04 |
| Legal Subdivision | JOHNSTON |
| Legal Tract | 2 |
| Legal Lot Number | 24 |
| Jurisdiction | GUERNSEY OH |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 977400 |
434 N 3rd St is owned and occupied by two individuals who acquired it in August 2012.
Source: Guernsey County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 434 N 3RD ST, CAMBRIDGE, OH 43725-1372 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2012 |
| Deed Sale | Aug 21, 2012 |
| Deed Document Number | 20127409 |
| Deed Book / Page | 492 / 3496 |
| Prior Transfer Date | Aug 16, 2012 |
| Prior Transfer Doc | 00492/3496 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 434 N 3rd St was $323 with exemptions applied.
Source: Guernsey County assessment roll, as of March 3, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Guernsey County |
| County Subdivision | Cambridge Township |
| Municipality | Cambridge City |
| Unified School District | Cambridge City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $323.00 Homeowner's exemption Senior Citizen's exemption | $16,584 Land $2,762 Building $13,822 | |
| 2024 | $47,380 Land $7,890 Building $39,490 | ||
| 2023 | $744.00 (+5.68%) Homeowner's exemption | $14,151 (+0.01%) Land $2,359 Building $11,792 | |
| 2022 | $704.00 Homeowner's exemption | $14,150 Land $2,360 Building $11,790 | $40,440 (+0.02%) Land $6,750 Building $33,690 |
| 2021 | $40,430 Land $6,740 Building $33,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 434 N 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 28 (1979–2026) |
| Claims Outside the SFHA | 3 of 28 |
| Most Recent Claim | Aug 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 434 N 3rd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Optimum.
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