443 N 3rd St, Cambridge, OH 43725 Property Records

Guernsey County property record for 443 N 3rd St, Cambridge, OH 43725

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,074 sqft
Lot Size	0.164 acres (7,140 sqft)
Owner	Individual Name on File
Last Sale	$15,000 (Oct 2023)
Tax Bill	$527 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2023 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`06-0006711.000`

Property Details

APN / Parcel Number

Primary APN	`06-0006711.000`
Alternative APN	`003104-5`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,074 sqft Living Area
1st Floor Area	1,074 sqft
Basement Area	1,074 sqft
Unfinished Basement	537 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Construction Type	Frame
Roof Material	Shingle
Lot Area	7,140 sqft (0.164 acres)
Lot Dimensions	170 ft deep x 42 ft wide
Garage Area	200 sqft
Porch	Porch
Porch Area	148 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	003104-5
Street Address	443 N 3RD ST
City	CAMBRIDGE
State	OH
Zip	43725-1364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R3 T2 SA04-04 PT OL 2 LOFLAND 3
Legal Range	03W
Legal Township	02N
Legal Section	04
Legal Subdivision	LOFLAND
Legal Tract	2
Legal Lot Number	OL2
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	3
Census Block	3041
Census Tract	977400

Owner

443 N 3rd St is owned by an individual who bought it in October 2023.

Source: Guernsey County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	506 W LINCOLNWAY, MINERVA, OH 44657-1421
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Contract Sale, Transfer · Land Contract NOT AVAILABLE
Jul 18, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 24, 2022	Correction Deed BENNETT TITLE AGENCY
Oct 24, 2022	Land Contract, Transfer NOT AVAILABLE
Jul 27, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 23, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 6, 2020	Land Contract, Transfer · Land Contract NOT AVAILABLE
Aug 8, 2007	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2023 · Amount on File
Deed Sale	Oct 4, 2023 · Amount on File
Prior Sale	Jul 27, 2022 · Amount on File
Deed Document Number	20236279
Deed Book / Page	592 / 2986
Prior Transfer Date	Jul 4, 2023
Prior Transfer Doc	00590/5173
Record Updated	Sep 20, 2026

October 2023: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	GUERNSEY OH
Recording Date	Oct 4, 2023
Property Address	443 N 3RD ST, CAMBRIDGE, OH 43725-1364
Document Number	00592/2986
Book / Page	592 / 2986
Instrument Date	Oct 3, 2023
Instrument	202300006279
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	506 W LINCOLNWAY, MINERVA, OH 44657-1421

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 N 3RD ST, CAMBRIDGE, OH 43725-1364

Mortgage

Date	Oct 4, 2023

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount on Record

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GUERNSEY OH
Recording Date	Jul 18, 2023
Property Address	443 N 3RD ST, CAMBRIDGE, OH 43725-1364
Document Number	00590/5173
Book / Page	590 / 5173
Instrument Date	Jul 4, 2023
Instrument	202300004508
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 N 3RD ST, CAMBRIDGE, OH 43725-1364

October 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	GUERNSEY OH
Recording Date	Oct 24, 2022
Property Address	443 N 3RD ST, CAMBRIDGE, OH 43725-1364
Document Number	00585/5853
Book / Page	585 / 5853
Instrument Date	Oct 6, 2022
Instrument	202200006514
Record Updated	Mar 6, 2026
Title Company	BENNETT TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 78, JEWETT, OH 43986-0078

October 2022: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	GUERNSEY OH
Recording Date	Oct 24, 2022
Property Address	443 N 3RD ST, CAMBRIDGE, OH 43725-1364
Document Number	00585/5855
Book / Page	585 / 5855
Instrument Date	Oct 3, 2022
Instrument	202200006515
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	BENNETT TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 78, JEWETT, OH 43986-0078

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 N 3RD ST, CAMBRIDGE, OH 43725-1364

Mortgage

Date	Oct 24, 2022

Lender

Name	NOT AVAILABLE

Agreement

Amount	Amount on Record
Term	38 Months
Due	Dec 1, 2025

Interest

Rate Type	Adjustable Rate
Rate	7%

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GUERNSEY OH
Recording Date	Jul 27, 2022
Property Address	443 N 3RD ST, CAMBRIDGE, OH 43725-1364
Document Number	00584/2090
Book / Page	584 / 2090
Instrument Date	Jul 22, 2022
Instrument	202200004528
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 78, JEWETT, OH 43986-0078

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GUERNSEY OH
Recording Date	Jun 23, 2022
Property Address	443 N 3RD ST, CAMBRIDGE, OH 43725-1364
Document Number	00583/4196
Book / Page	583 / 4196
Instrument Date	Jun 22, 2022
Instrument	202200003713
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 N 3RD ST, CAMBRIDGE, OH 43725-1364

October 2020: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	GUERNSEY OH
Recording Date	Oct 6, 2020
Property Address	443 N 3RD ST, CAMBRIDGE, OH 43725-1364
Document Number	00571/2775
Book / Page	571 / 2775
Instrument Date	Oct 5, 2020
Instrument	202000005420
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11544 CORDELL COVE LN, CUMBERLAND, OH 43732-8500

Mortgage

Date	Oct 6, 2020

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount on Record

August 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Aug 8, 2007
Property Address	443 N 3RD ST, CAMBRIDGE, OH 43725-1364
Document Number	00450/2943
Book / Page	450 / 2943
Instrument Date	Aug 8, 2007
Instrument	200700022663
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Tax	$18.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11544 CORDELL COVE LN, CUMBERLAND, OH 43732-8500

Tax Assessment & Valuation

The 2025 property tax bill for 443 N 3rd St was $527, up 3.7% from the year before.

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Municipality	Cambridge City
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$527.00 (+3.74%)	$9,947 (-) Land $2,107 Building $7,840
2024	$508.00 (+11.4%)	$9,947 (+17.15%) Land $2,107 Building $7,840	$28,420 Land $6,020 Building $22,400
2023	$456.00 (+4.83%)	$8,491 (-0.11%) Land $1,799 Building $6,692
2022	$435.00	$8,500 Land $1,810 Building $6,690	$24,280 (+0.08%) Land $5,160 Building $19,120
2021			$24,260 Land $5,140 Building $19,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 443 N 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	28 (1979–2026)
Claims Outside the SFHA	3 of 28
Most Recent Claim	Aug 2026 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2004 · 8 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 443 N 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Smart Way Communications.

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