427 Matthew St, Prospect, CT 06712 Property Records

Prospect Town property record for 427 Matthew St, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,752 sqft · built 1981
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Jun 2019)
Tax Bill	$8,157 (2026)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Jan 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`O0218500`

Property Details

APN / Parcel Number

Primary APN	`O0218500`
Alternative APN	`PROS M:118 B:86 L:427`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,752 sqft Living Area
Gross Area	4,448 sqft
Basement Area	1,696 sqft
Unfinished Basement	1,354 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,640 sqft (0.91 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	O0218500
Street Address	427 MATTHEW ST
City	PROSPECT
State	CT
Zip	06712-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	86
Legal Lot Number	427
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2010
Census Tract	347100

Owner

427 Matthew St is owned and occupied by an individual who bought it in June 2019.

Source: Prospect Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	427 MATTHEW ST, PROSPECT, CT 06712-1419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2019	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Jan 10, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2019 · Amount on File
Deed Sale	Jun 19, 2019 · Amount on File
Deed Book / Page	840 / 77
Prior Transfer Date	Dec 31, 2018
Prior Transfer Doc	833-207
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Jun 19, 2019
Property Address	427 MATTHEW ST, PROSPECT, CT 06712-1419
Document Number	840-77
Book / Page	840 / 77
Instrument Date	Jun 13, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	84080
Date	Jun 19, 2019
Instrument	840/80

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROSPECT CT
Recording Date	Jan 10, 2019
Property Address	427 MATTHEW ST, PROSPECT, CT 06712-1419
Document Number	833-207
Book / Page	000833 / 000207
Instrument Date	Dec 31, 2018
Transaction Type	Transfer
Record Updated	Feb 26, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 MATTHEW ST PROSPECT CT 067121419, PROSPECT, CT 06712-1419

Tax Assessment & Valuation

The 2026 property tax bill for 427 Matthew St was $8,157, up 11.3% from the year before.

Source: Prospect Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,157.00 (+11.34%)	$286,510 (-) Land $87,080 Building $199,430	$527,236 (+162.89%)
2025	$7,326.00	$286,510 Land $87,080 Building $199,430	$200,557 Land $60,956 Building $139,601
2024	$7,326.00 (+14.83%)
2023	$6,380.00 (-0.09%)	$199,890 (-) Land $87,080 Building $112,810
2022	$6,386.00	$199,890 Land $87,080 Building $112,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 427 Matthew St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 Matthew St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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