435 Matthew St, Prospect, CT 06712 Property Records

Prospect Town property record for 435 Matthew St, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,488 sqft · built 1968
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Nov 2021)
Tax Bill	$7,784 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P0234600`

Property Details

APN / Parcel Number

Primary APN	`P0234600`
Alternative APN	`PROS M:118 B:86 L:435`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
Gross Area	2,976 sqft
Basement Area	1,488 sqft
Unfinished Basement	370 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	P0234600
Street Address	435 MATTHEW ST
City	PROSPECT
State	CT
Zip	06712-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	86
Legal Lot Number	435
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2010
Census Tract	347100

Owner

Source: Prospect Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	435 MATTHEW ST, PROSPECT, CT 06712-1419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Warranty Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC
Mar 2, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	May 1, 2009 · Amount on Record
Deed Document Number	20211972
Deed Book / Page	905 / 94
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Nov 23, 2021
Property Address	435 MATTHEW ST, PROSPECT, CT 06712-1419
Document Number	905-94
Book / Page	905 / 94
Instrument Date	Nov 16, 2021
Instrument	1972
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	1973
Date	Nov 23, 2021
Instrument	1973

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	435 MATTHEW ST, PROSPECT, CT 06712-1419
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	883-244
Date	Mar 2, 2021
Book Page	883/244
Instrument	390

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Apr 1, 2045

Tax Assessment & Valuation

Source: Prospect Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,784.00 (+11.34%)	$273,420 (-) Land $88,760 Building $184,660	$451,811 (+136.06%)
2025	$6,991.00	$273,420 (+36.21%) Land $88,760 Building $184,660	$191,394 Land $62,132 Building $129,262
2024	$6,991.00 (+9.12%)
2023	$6,407.00 (-0.09%)	$200,730 (-) Land $88,750 Building $111,980
2022	$6,413.00	$200,730 Land $88,750 Building $111,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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