Otsego County and Laurens Town property record for 439 Mather Rd, Oneonta, NY 13820
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 2 ba · 2,153 sqft · built 1960 |
| Lot Size | 74.5 acres (3,248,269 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,268 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 363489 241.00-1-15.01 |
| Primary APN | 363489 241.00-1-15.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,153 sqft Living Area |
| 1st Floor Area | 2,153 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,248,269 sqft (74.5 acres) |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 204 sqft |
| Boat Access | Boat Access |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 034700 |
|---|---|
| Street Address | 439 MATHER RD |
| City | ONEONTA |
| State | NY |
| Zip | 13820-4115 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | 07 - MIXED |
| Legal Description | 999 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 15.001 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | LAURENS |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 591402 |
439 Mather Rd, a residential property, is owned and occupied by two individuals.
Source: Otsego County and Laurens Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 525, ONEONTA, NY 13820-0525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 439 Mather Rd was $9,268 with exemptions applied, up 21% from the year before.
Source: Otsego County and Laurens Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Laurens Town |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,268.00 (+21.04%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | ||
| 2025 | $7,657.00 | $281,600 Land $91,000 Building $190,600 | $423,459 Land $136,842 Building $286,617 |
| 2023 | $281,600 Land $91,000 Building $190,600 | $374,767 Land $121,107 Building $253,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 439 Mather Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 439 Mather Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OEConnect Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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