332 Mather Rd, Oneonta, NY 13820 Property Records

Otsego County and Laurens Town property record for 332 Mather Rd, Oneonta, NY 13820

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,100 sqft · built 2021
Lot Size	25.6 acres (1,116,878 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Sep 2017)
Tax Bill	$6,183 (2026)
Deeds & Mortgages	Dec 2021 Refinance Jun 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`363489 241.00-1-30.01`

Property Details

APN / Parcel Number

Primary APN	`363489 241.00-1-30.01`
Alternative APNs	`348924100000010300010000` `009000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,100 sqft Living Area
1st Floor Area	1,050 sqft
2nd Floor Area	1,050 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Contemporary
Lot Area	1,116,878 sqft (25.6 acres)
Lot Width	154 ft Width
Porch	Porch
Porch Area	690 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	009000
Street Address	332 MATHER RD
City	ONEONTA
State	NY
Zip	13820-4184
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	07 - MIXED
Legal Block	1
Legal Lot Number	30.001
Jurisdiction	OTSEGO NY
Township / Civil Division	LAURENS
Census Block Group	1
Census Block	1036
Census Tract	591402

Owner

332 Mather Rd, a rural home, is owned and occupied by two individuals who acquired it in June 2020.

Source: Otsego County and Laurens Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	332 MATHER RD, ONEONTA, NY 13820-4184
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WAYNE BANK
Jun 9, 2020	Quit Claim Deed, Construction Loan · Construction Mortgage USNY BK
Sep 21, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2017 · Amount on File
Deed Sale	Sep 21, 2017 · Amount on File
Deed Book / Page	2017 / 4535
Last Transfer Date	Jun 4, 2020
Transfer Doc	0000002276
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	332 MATHER RD, ONEONTA, NY 13820-4184
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000781
Date	Dec 6, 2021
Instrument	2021-6781

Lender

Name	WAYNE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2053

June 2020: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	OTSEGO NY
Recording Date	Jun 9, 2020
Property Address	332 MATHER RD, ONEONTA, NY 13820-4184
Document Number	0000002276
Instrument Date	Jun 4, 2020
Instrument	2276
Transaction Type	Construction Loan
Record Updated	Jul 3, 2020
Title Company	ONEONTA ABSTRACT, ONEONTA ABS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 DIANE DR OTEGO NY 138252167, OTEGO, NY 13825-2167

Mortgage

Document Number	2277
Date	Jun 9, 2020
Instrument	2277

Lender

Name	USNY BK
Type	Bank
Address	GENEVA, NY 14456

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 8, 2021

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OTSEGO NY
Recording Date	Sep 21, 2017
Property Address	332 MATHER RD, ONEONTA, NY 13820-4184
Document Number	0000004535
Instrument Date	Aug 21, 2017
Instrument	4535
Transaction Type	Transfer
Record Updated	Oct 17, 2017

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1149 SOUTHSIDE DR ONEONTA NY 138203265, ONEONTA, NY 13820-3265

Tax Assessment & Valuation

The 2026 property tax bill for 332 Mather Rd was $6,183, up 1.1% from the year before.

Source: Otsego County and Laurens Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Laurens Town
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,183.00 (+1.1%)
2025	$6,116.00	$172,000 Land $45,100 Building $126,900	$258,647 Land $67,820 Building $190,827
2023		$172,000 Land $45,100 Building $126,900	$228,906 Land $60,021 Building $168,885

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 332 Mather Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 332 Mather Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEConnect Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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