338 Mather Rd, Oneonta, NY 13820 Property Records

Otsego County and Laurens Town property record for 338 Mather Rd, Oneonta, NY 13820

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 674 sqft · built 2003
Lot Size	4.59 acres (199,940 sqft)
Owner	Individual Name on Record
Last Sale	$158,762 (Nov 2017)
Tax Bill	$2,863 (2025)
Deeds & Mortgages	Nov 2021 Refinance Sep 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`363489 241.00-1-30.03`

Property Details

APN / Parcel Number

Primary APN	`363489 241.00-1-30.03`
Alternative APN	`223811`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	674 sqft Living Area
1st Floor Area	594 sqft
Attic	Attic
Attic Area	80 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	199,940 sqft (4.59 acres)

Exterior Amenities

Porch	Slab
Porch Area	480 sqft
Shed	1 Shed
Canopy	800 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	223811
Street Address	338 MATHER RD
City	ONEONTA
State	NY
Zip	13820-4184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07 - MIXED
Legal Block	1
Legal Lot Number	30.003
Jurisdiction	OTSEGO NY
Township / Civil Division	LAURENS
Census Block Group	1
Census Block	1036
Census Tract	591402

Owner

Source: Otsego County and Laurens Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	338 MATHER RD, ONEONTA, NY 13820-4184
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Sep 15, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 1, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2017 · Amount on Record
Deed Sale	Nov 1, 2017 · Amount on Record
Prior Sale	Oct 12, 2012 · Amount on Record
Deed Book / Page	2017 / 5314
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	338 MATHER RD, ONEONTA, NY 13820-4184
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000556
Date	Nov 23, 2021
Instrument	2021-6556

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTSEGO NY
Recording Date	Sep 15, 2020
Property Address	338 MATHER RD, ONEONTA, NY 13820-4184
Document Number	0000003918
Instrument Date	Aug 27, 2020
Instrument	3918
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	338 MATHER RD LAURENS NY 13796, LAURENS, NY 13796

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OTSEGO NY
Recording Date	Nov 1, 2017
Property Address	338 MATHER RD, ONEONTA, NY 13820-4184
Document Number	0000005314
Instrument Date	Oct 19, 2017
Instrument	5314
Transaction Type	Transfer
Record Updated	Dec 5, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 SOUTHSIDE DR ONEONTA NY 138203204, ONEONTA, NY 13820-3204

Tax Assessment & Valuation

Source: Otsego County and Laurens Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Laurens Town
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,863.00	$80,000 (-) Land $16,600 Building $63,400	$120,301 (+12.99%) Land $24,962 Building $95,339
2023		$80,000 Land $16,600 Building $63,400	$106,468 Land $22,092 Building $84,376

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEConnect Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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