439 Main St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 439 Main St, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,586 sqft · built 2022
Lot Size	2.12 acres (92,670 sqft)
Owner	Company Name on Record
Last Sale	$1,005,500 (Mar 2023)
Tax Bill	$11,985 (2026)
Deeds & Mortgages	Jun 2023 Transfer Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0027 B:0046 L:0001`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0027 B:0046 L:0001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,586 sqft Living Area
Gross Area	5,094 sqft
Basement Area	1,233 sqft
Unfinished Basement	1,233 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	92,670 sqft (2.12 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	439 MAIN ST
City	ROWLEY
State	MA
Zip	01969-1115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CCD
Legal Block	46
Legal Lot Number	1
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	1
Census Block	1026
Census Tract	270100

Owner

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	439 MAIN ST, ROWLEY, MA 01969-1115
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 31, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2023 · Amount on Record
Deed Sale	Mar 31, 2023 · Amount on Record
Deed Document Number	20234490
Deed Book / Page	41501 / 513
Last Transfer Date	Jun 23, 2023
Transfer Doc	041628-129
Record Updated	Oct 29, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Jun 23, 2023
Property Address	439 MAIN ST, ROWLEY, MA 01969-1115
Document Number	041628-129
Book / Page	41628 / 129
Instrument Date	Jun 23, 2023
Instrument	20230623002270
Transaction Type	Transfer
Record Updated	Jul 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 MAIN ST, ROWLEY, MA 01969-1115

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Mar 31, 2023
Property Address	439 MAIN ST, ROWLEY, MA 01969-1115
Document Number	041501-513
Book / Page	41501 / 513
Instrument Date	Mar 31, 2023
Instrument	20230331004490
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	439 MAIN ST, ROWLEY, MA 01969-1115

Mortgage

Document Number	230331000450
Date	Mar 31, 2023
Instrument	230331000450

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,985.00 (+3.62%)	$991,300 (+0.88%) Land $327,900 Building $663,400	$1,100,131 (+11.84%)
2025	$11,566.00 (+1.14%)	$982,700 (+3.98%) Land $312,500 Building $670,200	$983,630
2024	$11,436.00 (+74.7%)	$945,100 (+87.97%) Land $297,600 Building $647,500
2023	$6,546.00	$502,800 Land $257,600 Building $245,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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