Essex County and Rowley Town property record for 424 Main St, Rowley, MA 01969 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,371 sqft · built 2019 |
| Lot Size | 10.8 acres (474,256 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Oct 2006) |
| Tax Bill | $11,449 (2025) |
| Deeds & Mortgages | Sep 2019 Refinance Dec 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | ROWL M:0027 B:0041 L:0000 |
| Primary APN | ROWL M:0027 B:0041 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,371 sqft Living Area |
| Gross Area | 4,440 sqft |
| Basement Area | 1,326 sqft |
| Unfinished Basement | 1,326 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 474,256 sqft (10.8 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 424 MAIN ST |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-1210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 41 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 270100 |
Source: Essex County and Rowley Town records · APN ROWL M:0027 B:0041 L:0000
Assessment roll updated April 14, 2026 · Last verified April 2026
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| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 424 MAIN ST, ROWLEY, MA 01969-1210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 03, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT |
| Dec 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE EQUITY PARTNERS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 24, 2006 · Amount on Record |
| Deed Sale | Oct 24, 2006 · Amount on Record |
| Deed Book / Page | 26210 / 435 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 424 MAIN ST, ROWLEY, MA 01969-1210 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37811-54 |
|---|---|
| Date | Sep 03, 2019 |
| Book Page | 37811/54 |
| Instrument | 20190903005510 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 424 MAIN ST, ROWLEY, MA 01969-1210 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39345-52 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 39345/52 |
| Instrument | 20201228001910 |
| Name | MORTGAGE EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: Essex County and Rowley Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,449.00 (+1.13%) | $972,700 (+3.97%) Land $374,900 Building $597,800 |
| 2024 | $11,321.00 (+2.13%) | $935,600 (+9.89%) Land $357,100 Building $578,500 |
| 2023 | $11,085.00 | $851,400 Land $302,200 Building $549,200 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092701001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Nearby Flood Policies | 9 in force 7 of 9 on primary residences |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2024, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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