434 Main St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 434 Main St, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,687 sqft · built 1989
Lot Size	2.08 acres (90,928 sqft)
Owner	Individual Name on Record
Last Sale	$605,000 (Sep 2020)
Tax Bill	$9,355 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage May 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0027 B:0021 L:0012`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0027 B:0021 L:0012`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,687 sqft Living Area
Gross Area	4,928 sqft
Basement Area	1,251 sqft
Unfinished Basement	1,251 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	90,928 sqft (2.08 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	434 MAIN ST
City	ROWLEY
State	MA
Zip	01969-1110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CCD
Legal Block	21
Legal Lot Number	12
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	1
Census Block	1027
Census Tract	270100

Owner

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	434 MAIN ST, ROWLEY, MA 01969-1110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP
May 10, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2020 · Amount on Record
Deed Sale	Sep 2, 2020 · Amount on Record
Prior Sale	May 10, 2018
Deed Book / Page	38898 / 391
Prior Transfer Date	Aug 19, 2020
Prior Transfer Doc	3889000391
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Sep 2, 2020
Property Address	434 MAIN ST, ROWLEY, MA 01969-1110
Document Number	38898-391
Book / Page	38898 / 391
Instrument Date	Aug 19, 2020
Instrument	20200902005710
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 MAIN ST, ROWLEY, MA 01969-1110

Mortgage

Document Number	200902005720
Date	Sep 2, 2020
Instrument	200902005720

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	May 10, 2018
Property Address	434 MAIN ST, ROWLEY, MA 01969-1110
Document Number	36707-178
Book / Page	036707 / 000178
Instrument Date	Apr 30, 2018
Instrument	1805102060
Transaction Type	Transfer
Record Updated	May 31, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	434 MAIN ST ROWLEY MA 019691110, ROWLEY, MA 01969-1110

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,355.00 (+4.82%)	$773,800 (+2.04%) Land $327,400 Building $446,400	$870,363 (-4.71%)
2025	$8,925.00 (+0.33%)	$758,300 (+3.14%) Land $311,900 Building $446,400	$913,425
2024	$8,896.00 (-0.03%)	$735,200 (+7.56%) Land $297,100 Building $438,100
2023	$8,899.00	$683,500 Land $257,200 Building $426,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures