439 Lit Way, Ashland, OR 97520 Property Records

Jackson County property record for 439 Lit Way, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,100 sqft · built 1950
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on Record
Tax Bill	$4,881 (2025)
Deeds & Mortgages	Mar 2018 Reverse Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`391E10DC5400`

Property Details

APN / Parcel Number

Primary APN	`391E10DC5400`
Alternative APNs	`391E10DC05400` `10079815`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,100 sqft Living Area
1st Floor Area	2,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1993
Exterior Material	Concrete
Roof Material	Other
Lot Area	6,534 sqft (0.15 acres)
Porch	Covered Wood Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	439 LIT WAY
City	ASHLAND
State	OR
Zip	97520-2349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-5
Legal Range	01E
Legal Township	39S
Legal Section	10
Legal Quarter	4
Legal Subdivision	FOSTER TRACTS
Legal Block	1
Legal Lot Number	11
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1012
Census Tract	1801

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	439 LIT WAY, ASHLAND, OR 97520-2349
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2018	Deed of Trust, Mortgage · Reverse Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC
Mar 12, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 9, 2010
Transfer Doc	0000041249
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	439 LIT WAY, ASHLAND, OR 97520-2349
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008461
Date	Mar 16, 2018
Instrument	2018-008461

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company
Address	LAKE OSWEGO, OR 97035

Agreement

Type	Reverse Mortgage

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Apr 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	439 LIT WAY, ASHLAND, OR 97520-2349
Document Number	0000008462
Instrument Date	Mar 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	439 LIT WAY ASHLAND OR 975202349, ASHLAND, OR 97520-2349

Mortgage

Document Number	0000008462
Date	Mar 16, 2018
Instrument	8462

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1032 Months

Interest

Rate Type	Adjustable Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,490 (+3%)	$453,140 (-7.09%) Land $208,680 Building $244,460
2025	$4,881.00 (+2.13%)	$308,250 (+3%) Land $149,510 Building $158,740	$487,730 (+5.74%) Land $206,000 Building $281,730
2024	$4,779.00 (+3.37%)	$299,280 (+3%) Land $145,160 Building $154,120	$461,240 (-11.15%) Land $203,000 Building $258,240
2023	$4,623.00 (+3.31%)	$290,570 (+3%) Land $140,940 Building $149,630	$519,100 (+4.55%) Land $292,850 Building $226,250
2022	$4,475.00	$282,110 Land $136,840 Building $145,270	$496,520 Land $315,770 Building $180,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Hunter Communications.

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