423 Lit Way, Ashland, OR 97520 Property Records

Jackson County property record for 423 Lit Way, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,051 sqft · built 1950
Lot Size	0.3 acres (13,068 sqft)
Owner	Company Name on Record
Tax Bill	$6,335 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Nov 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`391E10DC5600`

Property Details

APN / Parcel Number

Primary APN	`391E10DC5600`
Alternative APNs	`391E10DC05600` `10079831`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,051 sqft Living Area
1st Floor Area	1,580 sqft
2nd Floor Area	471 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1988
Exterior Material	Concrete
Roof Material	Other
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Detached
Garage Area	600 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	1,295 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	423 LIT WAY
City	ASHLAND
State	OR
Zip	97520-2349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-5
Legal Range	01E
Legal Township	39S
Legal Section	10
Legal Quarter	4
Legal Subdivision	FOSTER TRACTS
Legal Block	1
Legal Lot Number	13
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1012
Census Tract	1801

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	423 LIT WAY, ASHLAND, OR 97520-2349
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Nov 22, 2021	Intrafamily Transfer, Transfer
Jun 13, 2017	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Nov 4, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 22, 2021
Transfer Doc	0000048382
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	423 LIT WAY, ASHLAND, OR 97520-2349
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 LIT WAY, ASHLAND, OR 97520-2349

Mortgage

Document Number	0000017659
Date	Jun 1, 2022
Instrument	2022-017659

Lender

Name	UMPQUA BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON OR
Recording Date	Nov 22, 2021
Property Address	423 LIT WAY, ASHLAND, OR 97520-2349
Document Number	0000048382
Map Reference	PL P-14-2017
Instrument Date	Nov 22, 2021
Instrument	2021-048382
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	423 LIT WAY, ASHLAND, OR 97520-2349

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	423 LIT WAY, ASHLAND, OR 97520-2349
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019512
Date	Jun 13, 2017
Instrument	2017-019512

Lender

Name	UMPQUA BANK
Type	Bank
Address	ASHLAND, OR 97520

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON OR
Recording Date	Nov 4, 2021
Property Address	423 LIT WAY, ASHLAND, OR 97520-2349
Document Number	0000046199
Instrument Date	Nov 4, 2021
Instrument	2021-046199
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	423 LIT WAY, ASHLAND, OR 97520-2349

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$412,040 (+3%)	$647,040 (+4.01%) Land $241,980 Building $405,060
2025	$6,335.00 (+2.14%)	$400,040 (+3%) Land $156,720 Building $243,320	$622,070 (-3.14%) Land $239,600 Building $382,470
2024	$6,202.00 (+3.37%)	$388,390 (+3%) Land $199,460 Building $188,930	$642,250 (-9.65%) Land $236,000 Building $406,250
2023	$6,000.00 (+3.32%)	$377,080 (+3%) Land $193,650 Building $183,430	$710,850 (-1.53%) Land $364,210 Building $346,640
2022	$5,807.00	$366,100 Land $188,010 Building $178,090	$721,910 Land $381,850 Building $340,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Hunter Communications.

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