432 Lit Way, Ashland, OR 97520 Property Records

Jackson County property record for 432 Lit Way, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,534 sqft · built 1950
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Apr 2024)
Tax Bill	$4,412 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`391E10DC5000`

Property Details

APN / Parcel Number

Primary APN	`391E10DC5000`
Alternative APNs	`391E10DC05000` `10079775`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,534 sqft Living Area
1st Floor Area	1,534 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2020
Exterior Material	Concrete
Roof Material	Other
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Wood Porch
Porch Area	130 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	432 LIT WAY
City	ASHLAND
State	OR
Zip	97520-2348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-5
Legal Range	01E
Legal Township	39S
Legal Section	10
Legal Quarter	4
Legal Subdivision	FOSTER TRACTS
Legal Block	1
Legal Lot Number	21
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1014
Census Tract	1801

Owner

432 Lit Way is owned by an individual who bought it in April 2024.

Source: Jackson County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	10410 SW HOMESTEAD LN, BEAVERTON, OR 97008-6622
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Mar 17, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2024 · Amount on File
Deed Sale	Apr 1, 2024 · Amount on File
Prior Sale	Mar 17, 2021 · Amount on File
Deed Document Number	20246257
Prior Transfer Date	Jun 24, 2009
Prior Transfer Doc	0000028439
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Apr 1, 2024
Property Address	432 LIT WAY, ASHLAND, OR 97520-2348
Document Number	0000006257
Map Reference	VOL 6 PG 39
Instrument Date	Mar 28, 2024
Instrument	2024-006257
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10410 SW HOMESTEAD LN, BEAVERTON, OR 97008-6622

Mortgage

Document Number	0000006258
Date	Apr 1, 2024
Instrument	2024-006258

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

March 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	JACKSON OR
Recording Date	Mar 17, 2021
Property Address	432 LIT WAY, ASHLAND, OR 97520-2348
Document Number	0000011821
Instrument Date	Mar 16, 2021
Instrument	2021-011821
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 LIT WAY, ASHLAND, OR 97520-2348

Mortgage

Document Number	0000011822
Date	Mar 17, 2021
Instrument	2021-011822

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 432 Lit Way was $4,412, down 18.1% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,960 (+3%)	$410,560 (-6.3%) Land $217,560 Building $193,000
2025	$4,412.00 (-18.14%)	$278,610 (+3%) Land $152,540 Building $126,070	$438,180 (+5.23%) Land $215,800 Building $222,380
2024	$5,390.00 (+41.47%)	$270,500 (+12.97%) Land $148,090 Building $122,410	$416,410 (+3.42%) Land $212,500 Building $203,910
2023	$3,810.00 (+3.31%)	$239,450 (+3%) Land $143,780 Building $95,670	$402,630 (-2.26%) Land $295,360 Building $107,270
2022	$3,688.00	$232,480 Land $139,600 Building $92,880	$411,920 Land $303,760 Building $108,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 432 Lit Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 432 Lit Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Hunter Communications.

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