439 Hearthside Ct, Orange Park, FL 32065 Property Records

Clay County property record for 439 Hearthside Ct, Orange Park, FL 32065

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,622 sqft · built 2004
Lot Size0.184 acres (8,039 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Jan 2021)
Tax Bill$6,834 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Apr 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN05-04-25-007868-005-48

Property Details

APN / Parcel Number

Primary APN05-04-25-007868-005-48

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,622 sqft Heated Area
Gross Area4,906 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,039 sqft (0.184 acres)
Garage Area456 sqft
PorchPorch
Porch Area768 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address439 HEARTHSIDE CT
CityORANGE PARK
StateFL
Zip32065-4216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 48 HEARTHSTONE @ OAKLEAF PLANTATION AS REC O R 3867 PG 1075, 4398 PG 1157
Legal Range25
Legal Township04
Legal Section05
Legal SubdivisionHEARTHSTONE @ OAKLEAF PLANTATION
Legal Lot Number48
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group1
Census Block1000
Census Tract30207

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address1893 HIGH PRAIRIE LN, MIDDLEBURG, FL 32068-8805
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2021Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Apr 11, 2018Loan Modification, Mortgage · Conventional with PMI
PENNYMAC

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleJan 5, 2021 · Amount on Record
Deed SaleJan 5, 2021 · Amount on Record
Prior SaleOct 29, 2009 · Amount on Record
Deed Document Number2021000670
Deed Book / Page4398 / 1157
Record UpdatedJun 8, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateJan 5, 2021
Property Address439 HEARTHSIDE CT, ORANGE PARK, FL 32065-4216
Document Number0043981157
Book / Page4398 / 1157
Map ReferenceMB 39 PG 69-77
Instrument DateDec 16, 2020
Instrument2021000670
Transaction TypeTransfer
Record UpdatedJun 21, 2022
Title CompanyMERIDIAN NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address439 HEARTHSIDE CT, 439, ORANGE PARK, FL 32065-4216

Transferred To (Grantee/Buyer)

NameVerified Name
Address439 HEARTHSIDE CT, ORANGE PARK, FL 32065-4216

Mortgage

Document Number0043981161
DateJan 5, 2021
Instrument4398/1161
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLAY FL
Property Address439 HEARTHSIDE CT, ORANGE PARK, FL 32065-4216
Document Number0040860719
Instrument DateApr 11, 2018
Transaction TypeMortgage
Record UpdatedJun 13, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address439 HEARTHSIDE CT ORANGE PARK FL 320654216, ORANGE PARK, FL 32065-4216

Mortgage

Document Number0040860719
DateMay 23, 2018
Book Page004086/000719
Instrument26374
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 22, 2048
Interest
Rate3.5%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,834.00 (-17.85%)$455,519 (-3.03%) Land $60,000 Building $395,519$455,519 (-3.03%) Land $60,000 Building $395,519
2023$8,319.00 (+12.74%)$469,751 (+22.18%) Land $60,000 Building $409,751$469,751 (+22.18%) Land $60,000 Building $409,751
2022$7,379.00$384,466 Land $40,000 Building $344,466$384,466 Land $40,000 Building $344,466

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250

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