Clay County property record for 431 Hearthside Ct, Orange Park, FL 32065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,049 sqft · built 2005 |
| Lot Size | 0.154 acres (6,717 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $222,000 (Aug 2007) |
| Tax Bill | $1,470 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-04-25-007868-005-46 |
| Primary APN | 05-04-25-007868-005-46 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,049 sqft Heated Area |
| Gross Area | 2,651 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,717 sqft (0.154 acres) |
| Garage Area | 380 sqft |
| Porch | Porch |
| Porch Area | 42 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 431 HEARTHSIDE CT |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32065-4216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 46 HEARTHSTONE @ OAKLEAF PLANTATION AS REC O R 2929 PG 95 |
| Legal Range | 25 |
| Legal Township | 04 |
| Legal Section | 05 |
| Legal Subdivision | HEARTHSTONE @ OAKLEAF PLANTATION |
| Legal Lot Number | 46 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30207 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 431 HEARTHSIDE CT, ORANGE PARK, FL 32065-4216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2021 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Dec 28, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2007 · Amount on Record |
| Deed Sale | Aug 2, 2007 · Amount on Record |
| Prior Sale | Feb 24, 2005 · Amount on Record |
| Deed Document Number | 2007047408 |
| Deed Book / Page | 2929 / 0095 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 431 HEARTHSIDE CT, ORANGE PARK, FL 32065-4216 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0045440495 |
|---|---|
| Date | Dec 6, 2021 |
| Book Page | 4544/495 |
| Instrument | 2021077252 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 431 HEARTHSIDE CT, ORANGE PARK, FL 32065-4216 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0043940530 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 4394/530 |
| Instrument | 2020068057 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,470.00 (-57.43%) Homeowner's exemption | $136,525 (+5.99%) | $281,236 (-3.63%) Land $60,000 Building $221,236 |
| 2023 | $3,453.00 (+5.08%) Homeowner's exemption | $128,814 (+3%) | $291,818 (+25.32%) Land $60,000 Building $231,818 |
| 2022 | $3,286.00 Homeowner's exemption | $125,063 | $232,866 Land $40,000 Building $192,866 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures