434 Hearthside Ct, Orange Park, FL 32065 Property Records

Clay County property record for 434 Hearthside Ct, Orange Park, FL 32065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,368 sqft · built 2005
Lot Size	0.185 acres (8,044 sqft)
Owner	Individual Name on Record
Last Sale	$242,200 (Feb 2005)
Tax Bill	$1,773 (2023)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-04-25-007868-005-59`

Property Details

APN / Parcel Number

Primary APN	`05-04-25-007868-005-59`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,368 sqft Living Area
Gross Area	2,830 sqft
1st Floor Area	1,188 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,044 sqft (0.185 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Finished/Open Porch
Porch Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	434 HEARTHSIDE CT
City	ORANGE PARK
State	FL
Zip	32065-4218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 59 HEARTHSTONE @ OAKLEAF PLANTATION AS REC OR 2491 PG 1681 & 3750 PG 840
Legal Range	25E
Legal Township	04S
Legal Section	05
Legal Subdivision	HEARTHSTONE
Legal Lot Number	59
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	1
Census Block	1000
Census Tract	30207

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	434 HEARTHSIDE CT, ORANGE PARK, FL 32065-4218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2005 · Amount on Record
Deed Sale	Feb 24, 2005 · Amount on Record
Deed Document Number	200510974
Deed Book / Page	2491 / 1681
Last Transfer Date	May 22, 2015
Transfer Doc	0037500840
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	434 HEARTHSIDE CT, ORANGE PARK, FL 32065-4218
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 HEARTSIDE CT, SAINT AUGUSTINE, FL 32085

Mortgage

Document Number	0049800050
Date	Oct 20, 2025
Book Page	4980/50
Instrument	2025049583

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Veteran's exemption	$155,188 (+5.99%)	$321,321 (-3.79%) Land $60,000 Building $261,321
2023	$1,773.00 (-10.59%) Disabled Person's exemption Veteran's exemption	$146,423 (+3%)	$333,976 (+24.57%) Land $60,000 Building $273,976
2022	$1,983.00 Disabled Person's exemption Veteran's exemption	$142,159	$268,095 Land $40,000 Building $228,095

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250