Orange County property record for 435 Fern Meadow Loop, #LO, Ocoee, FL 34761
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,968 sqft · built 1997 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $302,000 (Dec 2006) |
| Tax Bill | $3,226 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-22-28-1855-02-700 |
| Primary APN | 32-22-28-1855-02-700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,968 sqft Living Area |
| Gross Area | 2,388 sqft |
| 1st Floor Area | 1,968 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,187 sqft (0.165 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 20 sqft |
| Patio Area | 372 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 435 FERN MEADOW LOOP, LO |
|---|---|
| City | OCOEE |
| State | FL |
| Zip | 34761-4790 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD-LD |
| Legal Description | CROSS CREEK PHASE 2 37/16 LOT 270 |
| Legal Range | 28E |
| Legal Township | 22S |
| Legal Section | 32 |
| Legal Subdivision | CROSS CREEK PH 2 |
| Legal Phase | 2 |
| Legal Tract | 1855 |
| Legal Block | 2 |
| Legal Lot Number | 270 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 14814 |
Source: Orange County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 435 FERN MEADOW LOOP, OCOEE, FL 34761-4790 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2006 · Amount on Record |
| Deed Sale | Dec 21, 2006 · Amount on Record |
| Prior Sale | Sep 13, 2004 · Amount on Record |
| Deed Document Number | 2006825979 |
| Deed Book / Page | 9027 / 4249 |
| Last Transfer Date | Nov 15, 2010 |
| Transfer Doc | 0000723578 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 435 FERN MEADOW LOOP, OCOEE, FL 34761-4790 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000280501 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 20220280501 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 21, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Ocoee City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,722 (+2.7%) | $402,210 (-1.24%) Land $105,000 Building $297,210 | |
| 2025 | $3,226.00 (+11.98%) Homeowner's exemption | $193,498 (+8.8%) | $407,250 (+10.39%) Land $105,000 Building $302,250 |
| 2024 | $2,881.00 (+3.52%) | ||
| 2023 | $2,783.00 (+3.53%) Homeowner's exemption | $177,850 (+3%) | $368,915 (+12.79%) Land $105,000 Building $263,915 |
| 2022 | $2,688.00 Homeowner's exemption | $172,670 | $327,091 Land $105,000 Building $222,091 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 2 (2022–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Andrena, AT&T, Summit Broadband.
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