439 Fanning Ave, O Fallon, MO 63366 Property Records

St. Charles County property record for 439 Fanning Ave, O Fallon, MO 63366

Property Summary

Property Type	Mobile Home
Details	4 bd · 3 ba · 1,820 sqft · built 1967
Lot Size	0.34 acres (14,850 sqft)
Owner	Individual Name on Record
Last Sale	$224,900 (Sep 2020)
Tax Bill	$2,538 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`203610A000`

Property Details

APN / Parcel Number

Primary APN	`203610A000`
Alternative APN	`2-057A-S029-00-0141.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,820 sqft Living Area
1st Floor Area	910 sqft
Basement Area	910 sqft

Exterior

Year Built	Built 1967
Architectural Style	Split Level
Exterior Material	Brick/Stone
Lot Area	14,850 sqft
Lot Dimensions	198 ft deep x 75 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	115 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	203610A000
Old Parcel Number	203610A000
Street Address	439 FANNING AVE
City	O FALLON
State	MO
Zip	63366-2505
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AE9
Legal Description	PT N FRL 1/2 SW 1/4 NE 1/4
Legal Range	03E
Legal Township	47N
Legal Section	29
Legal Lot Number	141
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2034
Census Tract	311802

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	439 FANNING AVE, O FALLON, MO 63366-2505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Sep 18, 2020	Warranty Deed, Transfer DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2020 · Amount on Record
Deed Sale	Sep 18, 2020 · Amount on Record
Prior Sale	Dec 19, 2001
Deed Document Number	0202069283
Deed Book / Page	2020 / 69283
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	439 FANNING AVE, O FALLON, MO 63366-2505
Transaction Type	Mortgage
Record Updated	Oct 5, 2023
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 FANNING AVE, O FALLON, MO 63366-2505

Mortgage

Document Number	0000038927
Date	Sep 21, 2023
Instrument	2023R-038927

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 18, 2020
Property Address	439 FANNING AVE, O FALLON, MO 63366-2505
Document Number	0000069283
Instrument Date	Sep 11, 2020
Instrument	69283
Transaction Type	Transfer
Record Updated	Nov 4, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 FANNING AVE O FALLON MO 633662505, O FALLON, MO 63366-2505

Mortgage

Document Number	69284
Date	Sep 18, 2020
Instrument	69284

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,538.00	$39,278 (+4.75%)	$206,729 (+4.75%) Land $33,000 Building $173,729
2023		$37,496
2022			$197,347 Land $25,000 Building $172,347

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Brightspeed, Wisper ISP.

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