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435 Fanning Ave, O Fallon, MO 63366 Property Records

St. Charles County property record for 435 Fanning Ave, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,568 sqft · built 1966
Lot Size0.341 acres (14,850 sqft)
Owner2 Individual Names on Record
Last Sale$138,000 (Nov 2009)
Tax Bill$2,664 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jul 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN203490A000

Property Details

APN / Parcel Number

Primary APN203490A000
Alternative APN
  • 2-057A-S029-00-0139.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,568 sqft Living Area
Gross Area3,360 sqft
1st Floor Area1,568 sqft
Basement Area1,400 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,850 sqft (0.341 acres)
Lot Dimensions198 ft deep x 75 ft wide
Garage TypeAttached
Garage Area392 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number203490A000
Street Address435 FANNING AVE
CityO FALLON
StateMO
Zip63366-2505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAE9
Legal DescriptionPT SW 1/4 NE 1/4
Legal Range3
Legal Township47
Legal Section02
Legal Lot Number139
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2034
Census Tract311802

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address435 FANNING AVE, O FALLON, MO 63366-2505
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2021Deed of Trust, Mortgage · FHA Mortgage
FIRST BANK MORTGAGE
Jul 10, 2017Loan Modification, Mortgage
FIRST BK MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2009 · Amount on Record
Deed SaleNov 5, 2009 · Amount on Record
Deed Document Number2009853230
Deed Book / Page5290 / 1017
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address435 FANNING AVE, O FALLON, MO 63366-2505
Transaction TypeMortgage
Record UpdatedJun 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 FANNING AVE, O FALLON, MO 63366-2505

Mortgage

Document Number2021R050866
DateJun 15, 2021
Instrument2021R-050866
Lender
NameFIRST BANK MORTGAGE
TypeMortgage Company
AddressSAINT LOUIS, MO 63166
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term313 Months
DueJul 1, 2047

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST CHARLES MO
Property Address435 FANNING AVE, O FALLON, MO 63366-2505
Document Number0067830285
Book / Page006783 / 000285
Instrument DateJul 10, 2017
Transaction TypeMortgage
Record UpdatedAug 4, 2017
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 FANNING AVE O FALLON MO 633662505, O FALLON, MO 63366-2505

Mortgage

Document Number0067830285
DateJul 31, 2017
Book Page006783/000285
Instrument472750
Lender
NameFIRST BK MTG
TypeMortgage Company
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueJul 30, 2047
Interest
Rate4.5%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$41,258 (-)$217,146 (-) Land $33,000 Building $184,146
2025$2,664.00$41,258 (+5.46%)$217,146 (+5.46%) Land $33,000 Building $184,146
2023$39,122
2022$205,907 Land $25,000 Building $180,907

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1979–2015)
Claims Outside the SFHA3 of 5
Most Recent ClaimDec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: AT&T, Brightspeed, Wisper ISP.

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