St. Charles County property record for 437 Fanning Ave, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,930 sqft · built 1965 |
| Lot Size | 0.341 acres (14,850 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $178,000 (Feb 2011) |
| Tax Bill | $2,845 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 203250A000 |
| Primary APN | 203250A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,930 sqft Living Area |
| Gross Area | 4,322 sqft |
| 1st Floor Area | 1,930 sqft |
| Basement Area | 1,930 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,850 sqft (0.341 acres) |
| Lot Dimensions | 198 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 105 sqft |
| Patio Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 203250A000 |
|---|---|
| Street Address | 437 FANNING AVE |
| City | O FALLON |
| State | MO |
| Zip | 63366-2505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE9 |
| Legal Description | PT SW 1/4 NE 1/4 |
| Legal Range | 3 |
| Legal Township | 47 |
| Legal Section | 02 |
| Legal Lot Number | 140 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 311802 |
437 Fanning Ave is owned and occupied by two individuals who bought it in February 2011.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 437 FANNING AVE, O FALLON, MO 63366-2505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2011 · Amount on File |
| Deed Sale | Feb 22, 2011 · Amount on File |
| Prior Sale | Sep 28, 2005 · Amount on File |
| Deed Document Number | 2011125410 |
| Deed Book / Page | 5553 / 2217 |
| Prior Transfer Date | Feb 11, 2011 |
| Prior Transfer Doc | 0000125410 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 437 Fanning Ave was $2,845.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $44,096 (-) | $232,087 (-) Land $33,000 Building $199,087 | |
| 2025 | $2,845.00 | $44,096 | $232,087 Land $33,000 Building $199,087 |
| 2023 | $42,230 | ||
| 2022 | $222,265 Land $25,000 Building $197,265 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 437 Fanning Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1979–2015) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 437 Fanning Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Brightspeed, Wisper ISP.
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