Polk County property record for 439 E Gray St, Des Moines, IA 50315
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,816 sqft · built 1912 |
| Lot Size | 0.316 acres (13,796 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,144 (2024) |
| Deeds & Mortgages | Mar 2025 Mortgage Apr 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7824-15-127-037 |
| Primary APN | 7824-15-127-037 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,816 sqft Living Area |
| Gross Area | 2,712 sqft |
| 1st Floor Area | 920 sqft |
| Upper Floors Area | 896 sqft |
| Basement Area | 896 sqft |
| Year Built | Built 1912 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Foundation Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,796 sqft (0.316 acres) |
| Lot Dimensions | 153 ft deep x 90 ft wide |
| Porch | Open Porch |
| Porch Area | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 439 E GRAY ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50315-1743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | -EX BEG NE COR THN W6.3F SE TO E LN N 156.3F TO POB- & -EX COM NW COR LOT 61 THN E 296.63F TO POB THN E 16.32F S 24.26F NW |
| Legal Range | 24W |
| Legal Township | 78N |
| Legal Section | 15 |
| Legal Subdivision | CRAWFORD PLACE |
| Legal Lot Number | 60,61 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DES MOINES |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 4400 |
Source: Polk County records · APN 7824-15-127-037
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 439 E GRAY ST, DES MOINES, IA 50315-1743 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 13, 2025 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Apr 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 29, 2021 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 29, 2021 |
| Deed Sale | Dec 29, 2021 |
| Prior Sale | Sep 25, 2020 · Amount on Record |
| Deed Document Number | 2021-00134987 |
| Deed Book / Page | 18928 / 802 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 439 E GRAY ST, DES MOINES, IA 50315-1743 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 439 E GRAY ST, DES MOINES, IA 50315-1743 |
| Document Number | 0000013102 |
|---|---|
| Date | Mar 13, 2025 |
| Book Page | 20072/168 |
| Instrument | 2025-00013102 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|---|
| Type | Non-Lending Institution |
| Address | 451 7TH ST SW, WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 307 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 439 E GRAY ST, DES MOINES, IA 50315-1743 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 439 E GRAY ST, DES MOINES, IA 50315-1743 |
| Document Number | 0000017719 |
|---|---|
| Date | Apr 17, 2023 |
| Book Page | 19446/931 |
| Instrument | 2023-00017719 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | RECTORTOWN, VA 20140 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Dec 29, 2021 |
| Property Address | 439 E GRAY ST, DES MOINES, IA 50315-1743 |
| Document Number | 0000134987 |
| Book / Page | 18928 / 802 |
| Instrument Date | Oct 06, 2021 |
| Instrument | 2021-00134987 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 400 ROBERT D RAY DR, DES MOINES, IA 50309-1813 |
| Investor | Possibly a Property Investor |
Source: Polk County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $236,900 Land $29,200 Building $207,700 | $236,900 Land $29,200 Building $207,700 | |
| 2024 | $4,144.00 |
Source: FEMA National Flood Hazard Layer as of August 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 430 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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