Polk County property record for 435 E Gray St, Des Moines, IA 50315
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 753 sqft · built 1955 |
| Lot Size | 0.235 acres (10,275 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $2,270 (2024) |
| Deeds & Mortgages | Mar 2020 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7824-15-127-015 |
| Primary APN | 7824-15-127-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 753 sqft Living Area |
| Gross Area | 2,078 sqft |
| 1st Floor Area | 753 sqft |
| Basement Area | 753 sqft |
| Year Built | Built 1955 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,275 sqft (0.235 acres) |
| Lot Dimensions | 137 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 435 E GRAY ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50315-1743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 65F N 136.65F LOT 60 & E 10F N 136.65F LOT 61 CRAWFORD PLACE |
| Legal Range | 24W |
| Legal Township | 78N |
| Legal Section | 15 |
| Legal Subdivision | CRAWFORD PLACE |
| Legal Lot Number | 60,61 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DES MOINES |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 4400 |
Source: Polk County records, as of October 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 435 E GRAY ST, DES MOINES, IA 50315-1743 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Mar 11, 2020 | Deed of Trust, Mortgage · Conventional with PMI BANKERS TR |
| Feb 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANKERS TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2014 |
| Deed Sale | Oct 13, 2014 |
| Prior Sale | May 5, 2008 · Amount on Record |
| Deed Document Number | 2015-00043444 |
| Deed Book / Page | 15350 / 0706 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 435 E GRAY ST, DES MOINES, IA 50315-1743 |
| Document Number | 0000077828 |
| Instrument Date | Mar 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 435 E GRAY ST DES MOINES IA 503151743, DES MOINES, IA 50315-1743 |
| Document Number | 0000077828 |
|---|---|
| Date | Mar 16, 2020 |
| Book Page | 017737/000577 |
| Instrument | 77828 |
| Name | BANKERS TR |
|---|---|
| Address | DES MOINES, IA 50309 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 15, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 435 E GRAY ST, DES MOINES, IA 50315-1743 |
| Document Number | 0000071399 |
| Book / Page | 016384 / 000091 |
| Instrument Date | Feb 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2017 |
| Name | Verified Name |
|---|---|
| Address | 435 E GRAY ST DES MOINES IA 503151743, DES MOINES, IA 50315-1743 |
| Document Number | 0000071399 |
|---|---|
| Date | Feb 23, 2017 |
| Book Page | 016384/000091 |
| Instrument | 71399 |
| Name | BANKERS TR |
|---|---|
| Address | DES MOINES, IA 50309 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 22, 2032 |
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $132,500 (+7.46%) Land $26,900 Building $105,600 | $132,500 (+7.46%) Land $26,900 Building $105,600 | |
| 2024 | $2,270.00 (+13.27%) | ||
| 2023 | $123,300 Land $24,500 Building $98,800 | $123,300 Land $24,500 Building $98,800 | |
| 2020 | $2,004.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures