Polk County property record for 424 E Gray St, Des Moines, IA 50315
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 928 sqft · built 1947 |
| Lot Size | 0.224 acres (9,768 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $25,500 (Mar 1991) |
| Tax Bill | $2,592 (2024) |
| Deeds & Mortgages | Oct 2023 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7824-15-126-057 |
| Primary APN | 7824-15-126-057 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 928 sqft Living Area |
| Gross Area | 1,792 sqft |
| 1st Floor Area | 928 sqft |
| Basement Area | 864 sqft |
| Year Built | Built 1947 |
|---|---|
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,768 sqft (0.224 acres) |
| Lot Dimensions | 132 ft deep x 74 ft wide |
| Garage Type | Detached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 70 sqft |
| Canopy | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 424 E GRAY ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50315-1744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 74F LOT 59 CRAWFORD PLACE |
| Legal Range | 24W |
| Legal Township | 78N |
| Legal Section | 15 |
| Legal Subdivision | CRAWFORD PLACE |
| Legal Lot Number | 59 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DES MOINES |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 4400 |
Source: Polk County records, as of October 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 424 E GRAY ST, DES MOINES, IA 50315-1744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2023 | Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY STATE BANK |
| Feb 27, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Oct 22, 2018 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 1991 · Amount on Record |
| Deed Sale | Mar 8, 1991 · Amount on Record |
| Deed Document Number | 0006373873 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 424 E GRAY ST, DES MOINES, IA 50315-1744 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000053142 |
|---|---|
| Date | Oct 3, 2023 |
| Book Page | 19617/81 |
| Instrument | 2023-00053142 |
| Name | COMMUNITY STATE BANK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50320 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 424 E GRAY ST, DES MOINES, IA 50315-1744 |
| Document Number | 0000074599 |
| Instrument Date | Feb 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 424 E GRAY ST DES MOINES IA 503151744, DES MOINES, IA 50315-1744 |
| Document Number | 0000074599 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 017722/000953 |
| Instrument | 74599 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 3, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 424 E GRAY ST, DES MOINES, IA 50315-1744 |
| Document Number | 0000033394 |
| Instrument Date | Oct 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 424 E GRAY ST DES MOINES IA 503151744, DES MOINES, IA 50315-1744 |
| Document Number | 0000033394 |
|---|---|
| Date | Oct 29, 2018 |
| Book Page | 017124/000978 |
| Instrument | 33394 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 28, 2048 |
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $158,700 (+7.37%) Land $26,600 Building $132,100 | $158,700 (+7.37%) Land $26,600 Building $132,100 | |
| 2024 | $2,592.00 (+12.7%) | ||
| 2023 | $147,800 Land $24,200 Building $123,600 | $147,800 Land $24,200 Building $123,600 | |
| 2020 | $2,300.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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