43895 Congress St, Indio, CA 92201 Property Records

Riverside County property record for 43895 Congress St, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,017 sqft · built 2004
Lot Size	0.269 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$242,500 (Oct 2004)
Tax Bill	$8,323 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`606-160-030`

Property Details

APN / Parcel Number

Primary APN	`606-160-030`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,017 sqft Living Area
Gross Area	2,437 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	11,761 sqft (0.269 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	606160030
Street Address	43895 CONGRESS ST
City	INDIO
State	CA
Zip	92201-1872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.27 ACRES NET IN LOT 13 MB 352/025 TR 31358
Legal Tract	31358
Legal Lot Number	13
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	1
Census Block	1011
Census Tract	45212

Owner

Source: Riverside County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	43895 CONGRESS ST, INDIO, CA 92201-1872
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Aug 28, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
May 26, 2020	Quit Claim Deed, Transfer SUPREME LNDG
May 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 25, 2004 · Amount on Record
Deed Sale	Oct 25, 2004 · Amount on Record
Prior Sale	Oct 25, 2004 · Amount on Record
Deed Document Number	0000841648
Last Transfer Date	May 26, 2020
Transfer Doc	0000221202
Record Updated	Jun 7, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	43895 CONGRESS ST, INDIO, CA 92201-1872
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43895 CONGRESS ST, INDIO, CA 92201-1872

Mortgage

Document Number	0000173760
Date	Jun 16, 2023
Instrument	2023-0173760

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 13, 2033

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	43895 CONGRESS ST, INDIO, CA 92201-1872
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000356356
Date	Aug 28, 2017
Instrument	2017-0356356

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 26, 2020
Property Address	43895 CONGRESS ST, INDIO, CA 92201-1872
Document Number	0000221202
Instrument Date	May 20, 2020
Instrument	221202
Transaction Type	Transfer
Record Updated	Jun 3, 2020
Title Company	NORTH AMERICA TITLE INSURANCE COMPANY, NORTH AMERICA TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43895 CONGRESS ST INDIO CA 922011872, INDIO, CA 92201-1872

Mortgage

Document Number	221203
Date	May 26, 2020
Instrument	221203

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	43895 CONGRESS ST, INDIO, CA 92201-1872
Document Number	0000157943
Instrument Date	May 2, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43895 CONGRESS ST INDIO CA 922011872, INDIO, CA 92201-1872

Mortgage

Document Number	0000157943
Date	May 7, 2019
Instrument	157943

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2049

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,323.00 (+31.57%)	$430,622 (+25.07%) Land $118,470 Building $312,152
2023	$6,326.00 (+1.84%)	$344,295 Land $113,871 Building $230,424
2022	$6,212.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, California Internet.

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