43880 Congress St, Indio, CA 92201 Property Records

Riverside County property record for 43880 Congress St, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,709 sqft · built 2004
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Company Names on File
Last Sale	$240,000 (Oct 2014)
Tax Bill	$11,606 (2025)
Deeds & Mortgages	Jun 2026 Transfer Apr 2026 Reverse Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`606-160-037`

Property Details

APN / Parcel Number

Primary APN	`606-160-037`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,709 sqft Living Area
Gross Area	2,227 sqft
1st Floor Area	1,709 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	43880 CONGRESS ST
City	INDIO
State	CA
Zip	92201-1872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.23 ACRES NET IN LOT 19 MB 352/025 TR 31358
Legal Subdivision	352M25-31
Legal Tract	31358
Legal Lot Number	19
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	1
Census Block	1011
Census Tract	45212

Owner

Source: Riverside County assessment roll, as of August 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	43880 CONGRESS ST, INDIO, CA 92201-1872
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 16, 2026	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jul 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV
Jul 12, 2019	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 27, 2014 · Amount on Record
Deed Sale	Oct 27, 2014 · Amount on Record
Prior Sale	Nov 4, 2004 · Amount on Record
Deed Document Number	2014406671
Prior Transfer Date	Oct 18, 2014
Prior Transfer Doc	0000406670
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 15, 2026
Property Address	43880 CONGRESS ST, INDIO, CA 92201-1872
Document Number	0000182141
Instrument Date	May 11, 2026
Instrument	2026182141
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	43880 CONGRESS ST, INDIO, CA 92201-1872

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 16, 2026
Property Address	43880 CONGRESS ST, INDIO, CA 92201-1872
Document Number	0000114503
Instrument Date	Mar 28, 2026
Instrument	2026114503
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43880 CONGRESS ST, INDIO, CA 92201-1872

Mortgage

Document Number	0000114503,
Date	Apr 16, 2026
Instrument	2026114503

Lender

Name	FINANCE OF AMERICA REVERSE LLC

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	947 Months
Due	Mar 5, 2105

Interest

Rate	5.98%
Max Rate	-1%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	43880 CONGRESS ST, INDIO, CA 92201-1872
Document Number	0000306880
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43880 CONGRESS ST INDIO CA 922011872, INDIO, CA 92201-1872

Mortgage

Document Number	0000306880
Date	Aug 13, 2019
Instrument	306880

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2049

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RIVERSIDE CA
Property Address	43880 CONGRESS ST, INDIO, CA 92201-1872
Document Number	0000311404
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43880 CONGRESS ST INDIO CA 922011872, INDIO, CA 92201-1872

Mortgage

Document Number	0000311404
Date	Aug 15, 2019
Instrument	311404

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2049

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,606.00 (+6.47%) Homeowner's exemption	$301,199 (+4.04%) Land $72,106 Building $229,093
2024	$10,901.00 (+3.39%)
2023	$10,544.00 (+0.94%) Homeowner's exemption	$289,505 Land $69,307 Building $220,198
2022	$10,446.00
2021			$356,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, California Internet.

Nearby Properties on Congress St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures