43875 Congress St, Indio, CA 92201 Property Records

Riverside County property record for 43875 Congress St, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,017 sqft · built 2004
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Dec 2020)
Tax Bill	$8,723 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Dec 2020 Transfer + 5 more
Flood Zone	Zone X (reduced by levee)
APN	`606-160-032`

Property Details

APN / Parcel Number

Primary APN	`606-160-032`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,017 sqft Living Area
Gross Area	2,437 sqft
1st Floor Area	2,017 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	43875 CONGRESS ST
City	INDIO
State	CA
Zip	92201-1872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.27 ACRES NET IN LOT 15 MB 352/025 TR 31358
Legal Subdivision	TRACT 31358
Legal Tract	31358
Legal Lot Number	15
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	1
Census Block	1011
Census Tract	45212

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	43875 CONGRESS ST, INDIO, CA 92201-1872
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Dec 29, 2020	Quit Claim Deed LAWYERS TITLE
Dec 29, 2020	Grant Deed, Transfer LAWYERS TITLE CO
Jun 29, 2020	Quit Claim Deed, Transfer UNITED WHOLESALE LNDG
Sep 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 7, 2017	Quit Claim Deed, Transfer CORINTHIAN TITLE COMPANY
Dec 7, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2020 · Amount on Record
Deed Sale	Dec 29, 2020 · Amount on Record
Prior Sale	May 12, 2016
Deed Document Number	2020663523
Prior Transfer Date	Dec 22, 2020
Prior Transfer Doc	0000663524
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	43875 CONGRESS ST, INDIO, CA 92201-1872
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43875 CONGRESS ST, INDIO, CA 92201-1872

Mortgage

Document Number	0000439194
Date	Oct 24, 2022
Instrument	2022-0439194

Lender

Name	SPRING EQ LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Sep 1, 2047

December 2020: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 29, 2020
Property Address	43875 CONGRESS ST, INDIO, CA 92201-1872
Document Number	0000663524
Instrument Date	Dec 22, 2020
Instrument	663524
Record Updated	Jan 14, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	43875 CONGRESS ST INDIO CA 922011872, INDIO, CA 92201-1872

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 29, 2020
Property Address	43875 CONGRESS ST, INDIO, CA 92201-1872
Document Number	0000663523
Map Reference	MB 352 PG 25-31
Instrument Date	Nov 19, 2020
Instrument	2020-0663523
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	LAWYERS TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43875 CONGRESS ST, INDIO, CA 92201-1872

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 29, 2020
Property Address	43875 CONGRESS ST, INDIO, CA 92201-1872
Document Number	0000279875
Instrument Date	Jun 4, 2020
Instrument	279875
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	43875 CONGRESS ST INDIO CA 922011872, INDIO, CA 92201-1872

Mortgage

Document Number	279876
Date	Jun 29, 2020
Instrument	279876

Lender

Name	UNITED WHOLESALE LNDG
Address	CHIRIACO SUMMIT, CA 92201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	43875 CONGRESS ST, INDIO, CA 92201-1872
Document Number	0000358722
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	43875 CONGRESS ST INDIO CA 922011872, INDIO, CA 92201-1872

Mortgage

Document Number	0000358722
Date	Sep 13, 2019
Instrument	358722

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2049

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 7, 2017
Property Address	43875 CONGRESS ST, INDIO, CA 92201-1872
Document Number	0000514031
Instrument Date	Nov 20, 2017
Instrument	514031
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	43875 CONGRESS ST INDIO CA 922011872, INDIO, CA 92201-1872

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 7, 2017
Property Address	43875 CONGRESS ST, INDIO, CA 92201-1872
Document Number	0000514032
Map Reference	MB 352 PG 25-31
Instrument Date	Nov 20, 2017
Instrument	2017-0514032
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	CORINTHIAN TITLE COMPANY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43875 CONGRESS ST, INDIO, CA 92201-1872

Mortgage

Document Number	0000514033
Date	Dec 7, 2017
Instrument	2017-0514033

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$485,793 (+2%) Land $99,366 Building $386,427
2025	$8,723.00 (+15.11%)	$476,268 (+4.04%) Land $97,418 Building $378,850
2023	$7,578.00 (+1.85%)	$457,776 Land $93,636 Building $364,140
2022	$7,440.00
2021			$389,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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