Santa Barbara County property record for 4386 Ladera Dr, Guadalupe, CA 93434
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,198 sqft · built 2020 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $530,000 (Mar 2023) |
| Tax Bill | $6,919 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 113-490-102 |
| Primary APN | 113-490-102 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,198 sqft Total Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 3,049 sqft (0.07 acres) |
| Street Address | 4386 LADERA DR |
|---|---|
| City | GUADALUPE |
| State | CA |
| Zip | 93434-1873 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | TRACT NO 29062 |
| Jurisdiction | SANTA BARBARA CA |
| Township / Civil Division | GUADALUPE |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 2503 |
Source: Santa Barbara County assessment roll, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 2555, SALINAS, CA 93902-2555 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2023 | Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Mar 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 18, 2020 | Grant Deed, Transfer · FHA Mortgage CORNERSTONE HOME LENDING INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 17, 2023 · Amount on Record |
| Deed Sale | Mar 17, 2023 · Amount on Record |
| Prior Sale | Nov 18, 2020 · Amount on Record |
| Deed Document Number | 20237718 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | Mar 17, 2023 |
| Property Address | 4386 LADERA DR, GUADALUPE, CA 93434-1873 |
| Document Number | 0000007718 |
| Map Reference | MB 208 PG 71-78 |
| Instrument Date | Feb 17, 2023 |
| Instrument | 2023-0007718 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4386 LADERA DR, GUADALUPE, CA 93434-1873 |
| Document Number | 0000007719 |
|---|---|
| Date | Mar 17, 2023 |
| Instrument | 2023-0007719 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 4386 LADERA DR, GUADALUPE, CA 93434-1873 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4386 LADERA DR, GUADALUPE, CA 93434-1873 |
| Document Number | 0000012591 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 2022-0012591 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | Nov 18, 2020 |
| Property Address | 4386 LADERA DR, GUADALUPE, CA 93434-1873 |
| Document Number | 0000067270 |
| Map Reference | MB 208 PG 71-78 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 2020-0067270 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4386 LADERA DR, GUADALUPE, CA 93434-1873 |
| Document Number | 0000067271 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 2020-0067271 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Santa Barbara County assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Barbara County |
| Municipality | Guadalupe City |
| Elementary School District | Guadalupe Union Elementary School District (KG - 08) |
| Secondary School District | Santa Maria Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $613,530 (+11.27%) Land $255,000 Building $358,530 | |
| 2025 | $6,919.00 (+42.07%) | $551,412 (+34.77%) Land $234,090 Building $317,322 |
| 2023 | $4,870.00 (+3.57%) Homeowner's exemption Additional exemption filed | $409,157 Land $156,060 Building $253,097 |
| 2022 | $4,702.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUADALUPE WATER DEPARTMENT serves 8,897 people · EPA ID CA4210003 |
|---|---|
| Water Source | Purchased surface water from CENTRAL COAST WATER AUTHORITY |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Frontier, Kcindur Communications, Radiate Holdings, Verizon.
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