4373 Ladera Dr, Guadalupe, CA 93434 Property Records

Santa Barbara County property record for 4373 Ladera Dr, Guadalupe, CA 93434

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,255 sqft · built 2020
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$369,500 (Jul 2020)
Tax Bill	$5,880 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`113-490-125`

Property Details

APN / Parcel Number

Primary APN	`113-490-125`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,255 sqft Total Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	3,049 sqft (0.07 acres)

Location & Zoning

Street Address	4373 LADERA DR
City	GUADALUPE
State	CA
Zip	93434-1874
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TRACT NO 29062
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	GUADALUPE
Census Block Group	1
Census Block	1032
Census Tract	2503

Owner

4373 Ladera Dr is owned and occupied by two individuals who bought it in July 2020.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4373 LADERA DR, GUADALUPE, CA 93434-1874
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Jul 10, 2020	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on File
Deed Sale	Jul 10, 2020 · Amount on File
Deed Document Number	202034777
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	4373 LADERA DR, GUADALUPE, CA 93434-1874
Transaction Type	Mortgage
Record Updated	Oct 26, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4373 LADERA DR, GUADALUPE, CA 93434-1874

Mortgage

Document Number	0000030951
Date	Oct 18, 2023
Instrument	2023-0030951

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	236 Months
Due	Jun 24, 2043

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jul 10, 2020
Property Address	4373 LADERA DR, GUADALUPE, CA 93434-1874
Document Number	0000034777
Map Reference	MB 208 PG 71-78
Instrument Date	Jun 3, 2020
Instrument	2020-0034777
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4373 LADERA DR, GUADALUPE, CA 93434-1874

Mortgage

Document Number	0000034778
Date	Jul 10, 2020
Instrument	2020-0034778

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4373 Ladera Dr was $5,880.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Guadalupe City
Elementary School District	Guadalupe Union Elementary School District (KG - 08)
Secondary School District	Santa Maria Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$475,186 (+2%) Land $165,611 Building $309,575
2025	$5,880.00	$465,869 Land $162,364 Building $303,505
2023	$4,670.00 (+3.62%)	$384,344 Land $156,060 Building $228,284
2022	$4,507.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4373 Ladera Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4373 Ladera Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUADALUPE WATER DEPARTMENT serves 8,897 people · EPA ID CA4210003
Water Source	Purchased surface water from CENTRAL COAST WATER AUTHORITY
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Advanced Wireless, Astound Broadband, Frontier, Verizon.

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