4375 Ladera Dr, Guadalupe, CA 93434 Property Records

Santa Barbara County property record for 4375 Ladera Dr, Guadalupe, CA 93434

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,856 sqft · built 2020
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Company Names on Record
Last Sale	$620,000 (Sep 2025)
Tax Bill	$5,811 (2025)
Deeds & Mortgages	Sep 2025 Sale Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`113-490-124`

Property Details

APN / Parcel Number

Primary APN	`113-490-124`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,856 sqft Total Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	3,049 sqft (0.07 acres)

Location & Zoning

Street Address	4375 LADERA DR
City	GUADALUPE
State	CA
Zip	93434-1874
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TRACT 29062
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	GUADALUPE
Census Block Group	1
Census Block	1032
Census Tract	2503

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 56, GUADALUPE, CA 93434-0056
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jun 9, 2022	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Jul 10, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jul 10, 2020	Grant Deed, Transfer · VA Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2025 · Amount on Record
Deed Sale	Sep 10, 2025 · Amount on Record
Prior Sale	Jul 10, 2020 · Amount on Record
Deed Document Number	202527674
Prior Transfer Date	Jul 9, 2020
Prior Transfer Doc	0000034799
Record Updated	Sep 20, 2026

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Sep 10, 2025
Property Address	4375 LADERA DR, GUADALUPE, CA 93434-1874
Document Number	0000027674
Map Reference	MB 208 PG 71-78
Instrument Date	Aug 12, 2025
Instrument	2025-0027674
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	PO BOX 56, GUADALUPE, CA 93434-0056

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	4375 LADERA DR, GUADALUPE, CA 93434-1874
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4375 LADERA DR, GUADALUPE, CA 93434-1874

Mortgage

Document Number	0000027849
Date	Jun 9, 2022
Instrument	2022-0027849

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Aug 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jul 10, 2020
Property Address	4375 LADERA DR, GUADALUPE, CA 93434-1874
Document Number	0000034799
Instrument Date	Jul 9, 2020
Instrument	34799
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4375 LADERA DR GUADALUPE CA 93434, GUADALUPE, CA 93434

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jul 10, 2020
Property Address	4375 LADERA DR, GUADALUPE, CA 93434-1874
Document Number	0000034800
Instrument Date	Jun 24, 2020
Instrument	34800
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4375 LADERA DR GUADALUPE CA 93434, GUADALUPE, CA 93434

Mortgage

Document Number	34801
Date	Jul 10, 2020
Instrument	34801

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Guadalupe City
Elementary School District	Guadalupe Union Elementary School District (KG - 08)
Secondary School District	Santa Maria Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$620,000 (+32.75%) Land $300,000 Building $320,000
2025	$5,811.00 (+9.29%) Homeowner's exemption Additional exemption filed	$467,028 (+4.04%) Land $162,364 Building $304,664
2023	$5,317.00 (+3.42%) Homeowner's exemption Additional exemption filed	$448,895 Land $156,060 Building $292,835
2022	$5,141.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUADALUPE WATER DEPARTMENT serves 8,897 people · EPA ID CA4210003
Water Source	Purchased surface water from CENTRAL COAST WATER AUTHORITY
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Advanced Wireless, Astound Broadband, Frontier, Verizon.

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