4386 Harding Ave, Holt, MI 48842 Property Records

Ingham County property record for 4386 Harding Ave, Holt, MI 48842

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,386 sqft · built 1939
Lot Size	0.248 acres (10,803 sqft)
Owner	2 Individual Names on Record
Last Sale	$126,500 (Nov 2019)
Tax Bill	$4,295 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-25-05-11-354-012`

Property Details

APN / Parcel Number

Primary APN	`33-25-05-11-354-012`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,386 sqft Living Area
1st Floor Area	882 sqft
Basement Area	672 sqft
Unfinished Basement	882 sqft
Flooring	Vinyl Sheet/Linoleum

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,803 sqft (0.248 acres)
Lot Dimensions	107 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	732 sqft

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	112 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4386 HARDING AVE
City	HOLT
State	MI
Zip	48842-9768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT APP
Legal Description	DP 327 & 328 LOT 6 & 7, BLOCK I, CEDAR HEIGHTS SUBDIVISION
Legal Subdivision	CEDAR HEIGHTS
Legal Block	I
Legal Lot Number	6-7
Legal Unit	6 , 7
Jurisdiction	INGHAM MI
Township / Civil Division	DELHI
Census Block Group	2
Census Block	2018
Census Tract	5306

Owner

Source: Ingham County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4386 HARDING AVE, HOLT, MI 48842-9768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage THE DART BANK
Nov 20, 2019	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2019 · Amount on Record
Deed Sale	Nov 20, 2019 · Amount on Record
Prior Sale	Jul 17, 2008 · Amount on Record
Deed Document Number	201938981
Prior Transfer Date	Aug 9, 2007
Prior Transfer Doc	0000036624
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	4386 HARDING AVE, HOLT, MI 48842-9768
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020505
Date	Jun 6, 2018
Instrument	2018-020505

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Nov 20, 2019
Property Address	4386 HARDING AVE, HOLT, MI 48842-9768
Document Number	0000038981
Map Reference	LB 8 PG 20
Instrument Date	Nov 14, 2019
Instrument	2019-038981
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4386 HARDING AVE, 4386, HOLT, MI 48842-9768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 LINDEN BLVD, MASON, MI 48854-2538

Mortgage

Document Number	0000038982
Date	Nov 20, 2019
Instrument	2019-038982

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Delhi Charter Township
Unified School District	Holt Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,900 (+13.36%) Land $21,600 Building $85,300	$213,800 (+13.36%) Land $43,200 Building $170,600
2025	$4,295.00 (+27.52%) Homeowner's exemption	$94,300 (+22.31%) Land $12,200 Building $82,100	$188,600 (+22.31%) Land $24,400 Building $164,200
2023		$77,100 Land $12,200 Building $64,900	$154,200 Land $24,400 Building $129,800
2022	$3,368.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 2, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Mercury Fiber.

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